[{"id":23531,"date":"2026-09-08T08:30:00","date_gmt":"2026-09-08T06:30:00","guid":{"rendered":"https:\/\/www.crunchfish.com\/crunchfish-exhibits-at-global-fintech-fest-2026-in-mumbai\/"},"modified":"2026-09-08T08:30:00","modified_gmt":"2026-09-08T06:30:00","slug":"crunchfish-exhibits-at-global-fintech-fest-2026-in-mumbai","status":"publish","type":"post","link":"https:\/\/www.crunchfish.com\/crunchfish-exhibits-at-global-fintech-fest-2026-in-mumbai\/","title":{"rendered":"Crunchfish Exhibits at Global Fintech Fest 2026 in Mumbai"},"content":{"rendered":"<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" alt=\"\" height=\"312\" src=\"https:\/\/mb.cision.com\/Public\/14959\/4392815\/8ada7f4cc937df83_800x800ar.png\" width=\"565\"><\/p>\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n<p><span>Crunchfish will exhibit at Global Fintech Fest (GFF) 2026 in Mumbai, September 9&ndash;11, one of the world&rsquo;s largest annual conferences on fintech and related sectors. Crunchfish will showcase its patented Governed Offline Payments, an architecture that enables digital payments to continue even when connectivity or the underlying payment system is temporarily unavailable.<\/span><\/p>\n<p><span>&nbsp;<\/span><\/p>\n<p><span>Governed Offline is designed as a Layer-2 capability on top of existing payment systems. Through its reservation-based model, money remains within the regulated financial system while payment authority can be exercised locally offline. This provides payment resilience without creating a parallel form of money or introducing unmanaged credit risk.<\/span><span>&nbsp;<\/span><br \/>\n<span>&nbsp;<\/span><\/p>\n<p><span>Crunchfish has been working with the Indian payment ecosystem on offline acceptance for the Digital Rupee, building on several years of technology development and evaluation of offline payments in India.<\/span><\/p>\n<p><span>&nbsp;<\/span><\/p>\n<p><span><strong>&ldquo;<\/strong><\/span><span><em>India is at the forefront of digital payments globally, and we have been working for several years with the Indian payment ecosystem on offline payments. Global Fintech Fest is an important opportunity for us to continue our dialogue with RBI, NPCI and banks on Governed Offline for the Digital Rupee and other digital payment systems.&rdquo;,&nbsp;<\/em><\/span><span><strong>says Joachim Samuelsson, CEO of Crunchfish<\/strong><\/span><span>.<\/span><\/p>\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n<p><span><strong>For more information, please contact: <\/strong><\/span><\/p>\n<p><span>Joachim Samuelsson, CEO of Crunchfish AB<\/span><\/p>\n<p><span>+46<\/span><span>&nbsp;<\/span><span>708 46 47 88<\/span><\/p>\n<p><a href=\"mailto:joachim.samuelsson@crunchfish.com\"><span><u><a href=\"mailto:joachim.samuelsson@crunchfish.com\">joachim.samuelsson@crunchfish.com<\/a><\/u><\/span><\/a><span>&nbsp;<\/span><\/p>\n<p><span>&nbsp;<\/span><\/p>\n<p><span><em>This information was provided by the contact person above for publication<\/em><\/span><span><em>&nbsp;<\/em><\/span><span><em>on 8<\/em><\/span><span><em>th <\/em><\/span><span><em>Septiembre 2026 at 08:30 CET. <\/em><\/span><span>V&auml;stra Hamnen Corporate Finance AB is the Certified Adviser. Email: <a href=\"mailto:ca@vhcorp.se\">ca@vhcorp.se<\/a>. Telephone +46 40 200<\/span><span>&nbsp;<\/span><span>250.<\/span><\/p>\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n<p><span><strong>About Crunchfish &ndash;<\/strong><\/span><span><strong>&nbsp;<\/strong><\/span><a href=\"https:\/\/www.crunchfish.com\/\"><strong><u><strong>crunchfish.com<\/strong><\/u><\/strong><\/a><\/p>\n<p><span>Crunchfish is a deep fintech company developing governed offline payments technology for payment systems, banks, and payment applications. The company enables offline payments as a Layer-2 solution on top of existing payment systems, allowing transactions to be executed without connectivity while ledger authority and settlement remain unchanged. Through a reservation-based model, resilience is achieved without creating parallel forms of money or unmanaged credit risk. Crunchfish&rsquo;s architecture is patented and enables interoperability across multiple payment systems and markets. The solution strengthens system stability while also supporting economic incentives by ensuring that liquidity backing offline payments remains within the regulated financial system.<\/span><\/p>\n<p><a target=\"_blank\" href=\"https:\/\/mb.cision.com\/Public\/14959\/4392815\/b2ce4d20fab59f14.pdf\">Download as PDF<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Crunchfish will be joining the Global Fintech Fest 2026 in Mumbai. Crunchfish will showcase Governed Offline Payments at the exhibition, with CEO Joachim Samuelsson and the Crunchfish India team present. The event also provides an important opportunity to engage with the Reserve Bank of India (RBI), National Payments Corporation of India (NPCI), banks and other payment ecosystem participants on offline payments.<\/p>\n","protected":false},"author":0,"featured_media":23532,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"aa_post_views_count":187,"footnotes":""},"categories":[80,57],"tags":[97,73],"class_list":["post-23531","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-crunchfish","category-digital-cash","tag-en","tag-press-releases"],"acf":[],"pure_taxonomies":{"categories":[{"term_id":80,"name":"Crunchfish","slug":"crunchfish","term_group":0,"term_taxonomy_id":80,"taxonomy":"category","description":"","parent":0,"count":610,"filter":"raw","term_order":"1","cat_ID":80,"category_count":610,"category_description":"","cat_name":"Crunchfish","category_nicename":"crunchfish","category_parent":0},{"term_id":57,"name":"Digital Cash","slug":"digital-cash","term_group":0,"term_taxonomy_id":57,"taxonomy":"category","description":"","parent":0,"count":540,"filter":"raw","term_order":"2","cat_ID":57,"category_count":540,"category_description":"","cat_name":"Digital Cash","category_nicename":"digital-cash","category_parent":0}],"tags":[{"term_id":97,"name":"en","slug":"en","term_group":0,"term_taxonomy_id":97,"taxonomy":"post_tag","description":"","parent":0,"count":107,"filter":"raw","term_order":"0"},{"term_id":73,"name":"PR","slug":"press-releases","term_group":0,"term_taxonomy_id":73,"taxonomy":"post_tag","description":"","parent":0,"count":498,"filter":"raw","term_order":"1"}],"category":[{"term_id":80,"name":"Crunchfish","slug":"crunchfish","term_group":0,"term_taxonomy_id":80,"taxonomy":"category","description":"","parent":0,"count":610,"filter":"raw","term_order":"1"},{"term_id":57,"name":"Digital Cash","slug":"digital-cash","term_group":0,"term_taxonomy_id":57,"taxonomy":"category","description":"","parent":0,"count":540,"filter":"raw","term_order":"2"}]},"featured_image_url":"https:\/\/www.crunchfish.com\/wp-content\/uploads\/2026\/09\/19kag6mohn8c4frv3pt5.png","blocks":[{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"<p><\/p>\n\n<p><img alt=\"\" height=\"312\" src=\"https:\/\/mb.cision.com\/Public\/14959\/4392815\/8ada7f4cc937df83_800x800ar.png\" width=\"565\"><\/p>\n\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n\n<p><span>Crunchfish will exhibit at Global Fintech Fest (GFF) 2026 in Mumbai, September 9&ndash;11, one of the world&rsquo;s largest annual conferences on fintech and related sectors. Crunchfish will showcase its patented Governed Offline Payments, an architecture that enables digital payments to continue even when connectivity or the underlying payment system is temporarily unavailable.<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span>Governed Offline is designed as a Layer-2 capability on top of existing payment systems. Through its reservation-based model, money remains within the regulated financial system while payment authority can be exercised locally offline. This provides payment resilience without creating a parallel form of money or introducing unmanaged credit risk.<\/span><span>&nbsp;<\/span><br>\n<span>&nbsp;<\/span><\/p>\n\n<p><span>Crunchfish has been working with the Indian payment ecosystem on offline acceptance for the Digital Rupee, building on several years of technology development and evaluation of offline payments in India.<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span><strong>&ldquo;<\/strong><\/span><span><em>India is at the forefront of digital payments globally, and we have been working for several years with the Indian payment ecosystem on offline payments. Global Fintech Fest is an important opportunity for us to continue our dialogue with RBI, NPCI and banks on Governed Offline for the Digital Rupee and other digital payment systems.&rdquo;,&nbsp;<\/em><\/span><span><strong>says Joachim Samuelsson, CEO of Crunchfish<\/strong><\/span><span>.<\/span><\/p>\n\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n\n<p><span><strong>For more information, please contact: <\/strong><\/span><\/p>\n\n<p><span>Joachim Samuelsson, CEO of Crunchfish AB<\/span><\/p>\n\n<p><span>+46<\/span><span>&nbsp;<\/span><span>708 46 47 88<\/span><\/p>\n\n<p><a href=\"mailto:joachim.samuelsson@crunchfish.com\"><span><u><a href=\"mailto:joachim.samuelsson@crunchfish.com\">joachim.samuelsson@crunchfish.com<\/a><\/u><\/span><\/a><span>&nbsp;<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span><em>This information was provided by the contact person above for publication<\/em><\/span><span><em>&nbsp;<\/em><\/span><span><em>on 8<\/em><\/span><span><em>th <\/em><\/span><span><em>Septiembre 2026 at 08:30 CET. <\/em><\/span><span>V&auml;stra Hamnen Corporate Finance AB is the Certified Adviser. Email: <a href=\"mailto:ca@vhcorp.se\">ca@vhcorp.se<\/a>. Telephone +46 40 200<\/span><span>&nbsp;<\/span><span>250.<\/span><\/p>\n\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n\n<p><span><strong>About Crunchfish &ndash;<\/strong><\/span><span><strong>&nbsp;<\/strong><\/span><a href=\"https:\/\/www.crunchfish.com\/\"><strong><u><strong>crunchfish.com<\/strong><\/u><\/strong><\/a><\/p>\n\n<p><span>Crunchfish is a deep fintech company developing governed offline payments technology for payment systems, banks, and payment applications. The company enables offline payments as a Layer-2 solution on top of existing payment systems, allowing transactions to be executed without connectivity while ledger authority and settlement remain unchanged. Through a reservation-based model, resilience is achieved without creating parallel forms of money or unmanaged credit risk. Crunchfish&rsquo;s architecture is patented and enables interoperability across multiple payment systems and markets. The solution strengthens system stability while also supporting economic incentives by ensuring that liquidity backing offline payments remains within the regulated financial system.<\/span><\/p>\n\n\n<a target=\"_blank\" href=\"https:\/\/mb.cision.com\/Public\/14959\/4392815\/b2ce4d20fab59f14.pdf\">Download as PDF<\/a><\/p>","innerContent":["<p><\/p>\n\n<p><img alt=\"\" height=\"312\" src=\"https:\/\/mb.cision.com\/Public\/14959\/4392815\/8ada7f4cc937df83_800x800ar.png\" width=\"565\"><\/p>\n\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n\n<p><span>Crunchfish will exhibit at Global Fintech Fest (GFF) 2026 in Mumbai, September 9&ndash;11, one of the world&rsquo;s largest annual conferences on fintech and related sectors. Crunchfish will showcase its patented Governed Offline Payments, an architecture that enables digital payments to continue even when connectivity or the underlying payment system is temporarily unavailable.<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span>Governed Offline is designed as a Layer-2 capability on top of existing payment systems. Through its reservation-based model, money remains within the regulated financial system while payment authority can be exercised locally offline. This provides payment resilience without creating a parallel form of money or introducing unmanaged credit risk.<\/span><span>&nbsp;<\/span><br>\n<span>&nbsp;<\/span><\/p>\n\n<p><span>Crunchfish has been working with the Indian payment ecosystem on offline acceptance for the Digital Rupee, building on several years of technology development and evaluation of offline payments in India.<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span><strong>&ldquo;<\/strong><\/span><span><em>India is at the forefront of digital payments globally, and we have been working for several years with the Indian payment ecosystem on offline payments. Global Fintech Fest is an important opportunity for us to continue our dialogue with RBI, NPCI and banks on Governed Offline for the Digital Rupee and other digital payment systems.&rdquo;,&nbsp;<\/em><\/span><span><strong>says Joachim Samuelsson, CEO of Crunchfish<\/strong><\/span><span>.<\/span><\/p>\n\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n\n<p><span><strong>For more information, please contact: <\/strong><\/span><\/p>\n\n<p><span>Joachim Samuelsson, CEO of Crunchfish AB<\/span><\/p>\n\n<p><span>+46<\/span><span>&nbsp;<\/span><span>708 46 47 88<\/span><\/p>\n\n<p><a href=\"mailto:joachim.samuelsson@crunchfish.com\"><span><u><a href=\"mailto:joachim.samuelsson@crunchfish.com\">joachim.samuelsson@crunchfish.com<\/a><\/u><\/span><\/a><span>&nbsp;<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span><em>This information was provided by the contact person above for publication<\/em><\/span><span><em>&nbsp;<\/em><\/span><span><em>on 8<\/em><\/span><span><em>th <\/em><\/span><span><em>Septiembre 2026 at 08:30 CET. <\/em><\/span><span>V&auml;stra Hamnen Corporate Finance AB is the Certified Adviser. Email: <a href=\"mailto:ca@vhcorp.se\">ca@vhcorp.se<\/a>. Telephone +46 40 200<\/span><span>&nbsp;<\/span><span>250.<\/span><\/p>\n\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n\n<p><span><strong>About Crunchfish &ndash;<\/strong><\/span><span><strong>&nbsp;<\/strong><\/span><a href=\"https:\/\/www.crunchfish.com\/\"><strong><u><strong>crunchfish.com<\/strong><\/u><\/strong><\/a><\/p>\n\n<p><span>Crunchfish is a deep fintech company developing governed offline payments technology for payment systems, banks, and payment applications. The company enables offline payments as a Layer-2 solution on top of existing payment systems, allowing transactions to be executed without connectivity while ledger authority and settlement remain unchanged. Through a reservation-based model, resilience is achieved without creating parallel forms of money or unmanaged credit risk. Crunchfish&rsquo;s architecture is patented and enables interoperability across multiple payment systems and markets. The solution strengthens system stability while also supporting economic incentives by ensuring that liquidity backing offline payments remains within the regulated financial system.<\/span><\/p>\n\n\n<a target=\"_blank\" href=\"https:\/\/mb.cision.com\/Public\/14959\/4392815\/b2ce4d20fab59f14.pdf\">Download as PDF<\/a><\/p>"]}],"_links":{"self":[{"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/posts\/23531","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/comments?post=23531"}],"version-history":[{"count":0,"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/posts\/23531\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/media\/23532"}],"wp:attachment":[{"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/media?parent=23531"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/categories?post=23531"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/tags?post=23531"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}},{"id":23526,"date":"2026-08-27T15:50:00","date_gmt":"2026-08-27T13:50:00","guid":{"rendered":"https:\/\/www.crunchfish.com\/crunchfish-selected-as-established-trendsetter-finalist-at-sibos-2026\/"},"modified":"2026-08-27T15:50:00","modified_gmt":"2026-08-27T13:50:00","slug":"crunchfish-selected-as-established-trendsetter-finalist-at-sibos-2026","status":"publish","type":"post","link":"https:\/\/www.crunchfish.com\/crunchfish-selected-as-established-trendsetter-finalist-at-sibos-2026\/","title":{"rendered":"Crunchfish selected as Established Trendsetter finalist at Sibos 2026"},"content":{"rendered":"<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" alt=\"\" height=\"275\" src=\"https:\/\/mb.cision.com\/Public\/14959\/4388762\/9eff002a78b6d41d_800x800ar.jpeg\" width=\"369\"><\/p>\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n<p><span>Sibos is organised by Swift and is one of the world&rsquo;s leading events for the global financial community. Discover Perfect Pitch, now in its seventh edition, showcases fintech companies developing innovative solutions for the financial industry. Read <\/span><a href=\"https:\/\/www.sibos.com\/conference\/hub\/articles\/our-2026-perfect-pitch-finalists-revealed\"><span><u>Sibos&rsquo; announcement of the 2026 Perfect Pitch finalists<\/u><\/span><\/a><span>.<\/span><\/p>\n<p><span>&nbsp;<\/span><\/p>\n<p><span>Six companies have been selected as finalists across three competition categories. Crunchfish and Avalo Labs are the two finalists in Established Trendsetter. The Established Trendsetter category is aimed at established fintechs that have moved beyond proof-of-concept to tackle major industry dilemmas or financial inclusion gaps, have built solutions that can scale, and are setting the pace for the market.<\/span><\/p>\n<p><span>&nbsp;<\/span><\/p>\n<p><span>Crunchfish&rsquo;s finalist pitch focuses on Governed Offline Payments and three increasingly important challenges for digital payments: financial inclusion, resilience and systemic risk. Governed Offline is based on the insight that a modern payment requires two trusted elements: a monetary assertion about value and payment authority to change it. As monetary assertions increasingly become portable and independently verifiable through tokenisation, Crunchfish has developed technology that applies a similar principle to payment authority.<\/span><\/p>\n<p><span>&nbsp;<\/span><\/p>\n<p><span>By making payment authority signed, portable and independently verifiable, Crunchfish enables payments to continue when normally available payment infrastructure is temporarily unavailable, while keeping money, risk and settlement governed by the existing financial system. Governed Offline operates as a Layer-2 above existing payment infrastructure and is designed around three requirements for institutional adoption: Bankable, Implementable and Governable. It is designed to fit existing financial models, scale and interoperate across existing payment infrastructure, and preserve institutional control.<\/span><\/p>\n<p><span>&nbsp;<\/span><\/p>\n<p><span><em>&ldquo;Being selected from a global field as one of only two Established Trendsetter finalists at Sibos is important recognition for Crunchfish. We started developing Governed Offline years before payment resilience became the industry priority it is today. We realised that making payments work offline was not the hardest problem. The challenge was making them work offline safely at scale. Our answer was to make payment authority portable while keeping money, risk and settlement governed by the financial system. We look forward to presenting our thinking to the global financial community at Sibos in Miami.&rdquo;<\/em><\/span><span> <\/span><span><strong>says Joachim Samuelsson, CEO of Crunchfish<\/strong><\/span><\/p>\n<p><span>&nbsp;<\/span><\/p>\n<p><span>The six finalists will pitch live on the <\/span><span><strong>Discover stage at Sibos in Miami on Wednesday, September 30<\/strong><\/span><span>. One winner will be selected from each of the three categories through the judging process and audience participation.<\/span><\/p>\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n<p><span><strong>For more information, please contact: <\/strong><\/span><\/p>\n<p><span>Joachim Samuelsson, CEO of Crunchfish AB<\/span><\/p>\n<p><span>+46<\/span><span>&nbsp;<\/span><span>708 46 47 88<\/span><\/p>\n<p><a href=\"mailto:joachim.samuelsson@crunchfish.com\"><span><u><a href=\"mailto:joachim.samuelsson@crunchfish.com\">joachim.samuelsson@crunchfish.com<\/a><\/u><\/span><\/a><span>&nbsp;<\/span><\/p>\n<p><span>&nbsp;<\/span><\/p>\n<p><span><em>This information was provided by the contact person above for publication<\/em><\/span><span><em>&nbsp;<\/em><\/span><span><em>on 27<\/em><\/span><span><em>th <\/em><\/span><span><em>August 2026 at 15:50 CET. <\/em><\/span><span>V&auml;stra Hamnen Corporate Finance AB is the Certified Adviser. Email: <a href=\"mailto:ca@vhcorp.se\">ca@vhcorp.se<\/a>. Telephone +46 40 200<\/span><span>&nbsp;<\/span><span>250.<\/span><\/p>\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n<p><span><strong>About Crunchfish &ndash;<\/strong><\/span><span><strong>&nbsp;<\/strong><\/span><a href=\"https:\/\/www.crunchfish.com\/\"><strong><u><strong>crunchfish.com<\/strong><\/u><\/strong><\/a><\/p>\n<p><span>Crunchfish is a deep fintech company developing governed offline payments technology for payment systems, banks, and payment applications. The company enables offline payments as a Layer-2 solution on top of existing payment systems, allowing transactions to be executed without connectivity while ledger authority and settlement remain unchanged. Through a reservation-based model, resilience is achieved without creating parallel forms of money or unmanaged credit risk. Crunchfish&rsquo;s architecture is patented and enables interoperability across multiple payment systems and markets. The solution strengthens system stability while also supporting economic incentives by ensuring that liquidity backing offline payments remains within the regulated financial system.<\/span><\/p>\n<p><a target=\"_blank\" href=\"https:\/\/mb.cision.com\/Public\/14959\/4388762\/bebd9c80ec158afe.pdf\">Download as PDF<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Crunchfish has been selected as one of two finalists in the Established Trendsetter category of the Sibos 2026 Discover Perfect Pitch competition. Selected from a global field, Crunchfish will compete in the live final at Sibos in Miami on September 30, presenting its Governed Offline Payments technology and its approach to making payment authority portable.<\/p>\n","protected":false},"author":0,"featured_media":23527,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"aa_post_views_count":276,"footnotes":""},"categories":[80,57],"tags":[97,73],"class_list":["post-23526","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-crunchfish","category-digital-cash","tag-en","tag-press-releases"],"acf":[],"pure_taxonomies":{"categories":[{"term_id":80,"name":"Crunchfish","slug":"crunchfish","term_group":0,"term_taxonomy_id":80,"taxonomy":"category","description":"","parent":0,"count":610,"filter":"raw","term_order":"1","cat_ID":80,"category_count":610,"category_description":"","cat_name":"Crunchfish","category_nicename":"crunchfish","category_parent":0},{"term_id":57,"name":"Digital Cash","slug":"digital-cash","term_group":0,"term_taxonomy_id":57,"taxonomy":"category","description":"","parent":0,"count":540,"filter":"raw","term_order":"2","cat_ID":57,"category_count":540,"category_description":"","cat_name":"Digital Cash","category_nicename":"digital-cash","category_parent":0}],"tags":[{"term_id":97,"name":"en","slug":"en","term_group":0,"term_taxonomy_id":97,"taxonomy":"post_tag","description":"","parent":0,"count":107,"filter":"raw","term_order":"0"},{"term_id":73,"name":"PR","slug":"press-releases","term_group":0,"term_taxonomy_id":73,"taxonomy":"post_tag","description":"","parent":0,"count":498,"filter":"raw","term_order":"1"}],"category":[{"term_id":80,"name":"Crunchfish","slug":"crunchfish","term_group":0,"term_taxonomy_id":80,"taxonomy":"category","description":"","parent":0,"count":610,"filter":"raw","term_order":"1"},{"term_id":57,"name":"Digital Cash","slug":"digital-cash","term_group":0,"term_taxonomy_id":57,"taxonomy":"category","description":"","parent":0,"count":540,"filter":"raw","term_order":"2"}]},"featured_image_url":"https:\/\/www.crunchfish.com\/wp-content\/uploads\/2026\/08\/yx0rm18stj9oubz7klaq.jpeg","blocks":[{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"<p><\/p>\n\n<p><img alt=\"\" height=\"275\" src=\"https:\/\/mb.cision.com\/Public\/14959\/4388762\/9eff002a78b6d41d_800x800ar.jpeg\" width=\"369\"><\/p>\n\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n\n<p><span>Sibos is organised by Swift and is one of the world&rsquo;s leading events for the global financial community. Discover Perfect Pitch, now in its seventh edition, showcases fintech companies developing innovative solutions for the financial industry. Read <\/span><a href=\"https:\/\/www.sibos.com\/conference\/hub\/articles\/our-2026-perfect-pitch-finalists-revealed\"><span><u>Sibos&rsquo; announcement of the 2026 Perfect Pitch finalists<\/u><\/span><\/a><span>.<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span>Six companies have been selected as finalists across three competition categories. Crunchfish and Avalo Labs are the two finalists in Established Trendsetter. The Established Trendsetter category is aimed at established fintechs that have moved beyond proof-of-concept to tackle major industry dilemmas or financial inclusion gaps, have built solutions that can scale, and are setting the pace for the market.<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span>Crunchfish&rsquo;s finalist pitch focuses on Governed Offline Payments and three increasingly important challenges for digital payments: financial inclusion, resilience and systemic risk. Governed Offline is based on the insight that a modern payment requires two trusted elements: a monetary assertion about value and payment authority to change it. As monetary assertions increasingly become portable and independently verifiable through tokenisation, Crunchfish has developed technology that applies a similar principle to payment authority.<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span>By making payment authority signed, portable and independently verifiable, Crunchfish enables payments to continue when normally available payment infrastructure is temporarily unavailable, while keeping money, risk and settlement governed by the existing financial system. Governed Offline operates as a Layer-2 above existing payment infrastructure and is designed around three requirements for institutional adoption: Bankable, Implementable and Governable. It is designed to fit existing financial models, scale and interoperate across existing payment infrastructure, and preserve institutional control.<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span><em>&ldquo;Being selected from a global field as one of only two Established Trendsetter finalists at Sibos is important recognition for Crunchfish. We started developing Governed Offline years before payment resilience became the industry priority it is today. We realised that making payments work offline was not the hardest problem. The challenge was making them work offline safely at scale. Our answer was to make payment authority portable while keeping money, risk and settlement governed by the financial system. We look forward to presenting our thinking to the global financial community at Sibos in Miami.&rdquo;<\/em><\/span><span> <\/span><span><strong>says Joachim Samuelsson, CEO of Crunchfish<\/strong><\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span>The six finalists will pitch live on the <\/span><span><strong>Discover stage at Sibos in Miami on Wednesday, September 30<\/strong><\/span><span>. One winner will be selected from each of the three categories through the judging process and audience participation.<\/span><\/p>\n\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n\n<p><span><strong>For more information, please contact: <\/strong><\/span><\/p>\n\n<p><span>Joachim Samuelsson, CEO of Crunchfish AB<\/span><\/p>\n\n<p><span>+46<\/span><span>&nbsp;<\/span><span>708 46 47 88<\/span><\/p>\n\n<p><a href=\"mailto:joachim.samuelsson@crunchfish.com\"><span><u><a href=\"mailto:joachim.samuelsson@crunchfish.com\">joachim.samuelsson@crunchfish.com<\/a><\/u><\/span><\/a><span>&nbsp;<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span><em>This information was provided by the contact person above for publication<\/em><\/span><span><em>&nbsp;<\/em><\/span><span><em>on 27<\/em><\/span><span><em>th <\/em><\/span><span><em>August 2026 at 15:50 CET. <\/em><\/span><span>V&auml;stra Hamnen Corporate Finance AB is the Certified Adviser. Email: <a href=\"mailto:ca@vhcorp.se\">ca@vhcorp.se<\/a>. Telephone +46 40 200<\/span><span>&nbsp;<\/span><span>250.<\/span><\/p>\n\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n\n<p><span><strong>About Crunchfish &ndash;<\/strong><\/span><span><strong>&nbsp;<\/strong><\/span><a href=\"https:\/\/www.crunchfish.com\/\"><strong><u><strong>crunchfish.com<\/strong><\/u><\/strong><\/a><\/p>\n\n<p><span>Crunchfish is a deep fintech company developing governed offline payments technology for payment systems, banks, and payment applications. The company enables offline payments as a Layer-2 solution on top of existing payment systems, allowing transactions to be executed without connectivity while ledger authority and settlement remain unchanged. Through a reservation-based model, resilience is achieved without creating parallel forms of money or unmanaged credit risk. Crunchfish&rsquo;s architecture is patented and enables interoperability across multiple payment systems and markets. The solution strengthens system stability while also supporting economic incentives by ensuring that liquidity backing offline payments remains within the regulated financial system.<\/span><\/p>\n\n\n<a target=\"_blank\" href=\"https:\/\/mb.cision.com\/Public\/14959\/4388762\/bebd9c80ec158afe.pdf\">Download as PDF<\/a><\/p>","innerContent":["<p><\/p>\n\n<p><img alt=\"\" height=\"275\" src=\"https:\/\/mb.cision.com\/Public\/14959\/4388762\/9eff002a78b6d41d_800x800ar.jpeg\" width=\"369\"><\/p>\n\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n\n<p><span>Sibos is organised by Swift and is one of the world&rsquo;s leading events for the global financial community. Discover Perfect Pitch, now in its seventh edition, showcases fintech companies developing innovative solutions for the financial industry. Read <\/span><a href=\"https:\/\/www.sibos.com\/conference\/hub\/articles\/our-2026-perfect-pitch-finalists-revealed\"><span><u>Sibos&rsquo; announcement of the 2026 Perfect Pitch finalists<\/u><\/span><\/a><span>.<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span>Six companies have been selected as finalists across three competition categories. Crunchfish and Avalo Labs are the two finalists in Established Trendsetter. The Established Trendsetter category is aimed at established fintechs that have moved beyond proof-of-concept to tackle major industry dilemmas or financial inclusion gaps, have built solutions that can scale, and are setting the pace for the market.<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span>Crunchfish&rsquo;s finalist pitch focuses on Governed Offline Payments and three increasingly important challenges for digital payments: financial inclusion, resilience and systemic risk. Governed Offline is based on the insight that a modern payment requires two trusted elements: a monetary assertion about value and payment authority to change it. As monetary assertions increasingly become portable and independently verifiable through tokenisation, Crunchfish has developed technology that applies a similar principle to payment authority.<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span>By making payment authority signed, portable and independently verifiable, Crunchfish enables payments to continue when normally available payment infrastructure is temporarily unavailable, while keeping money, risk and settlement governed by the existing financial system. Governed Offline operates as a Layer-2 above existing payment infrastructure and is designed around three requirements for institutional adoption: Bankable, Implementable and Governable. It is designed to fit existing financial models, scale and interoperate across existing payment infrastructure, and preserve institutional control.<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span><em>&ldquo;Being selected from a global field as one of only two Established Trendsetter finalists at Sibos is important recognition for Crunchfish. We started developing Governed Offline years before payment resilience became the industry priority it is today. We realised that making payments work offline was not the hardest problem. The challenge was making them work offline safely at scale. Our answer was to make payment authority portable while keeping money, risk and settlement governed by the financial system. We look forward to presenting our thinking to the global financial community at Sibos in Miami.&rdquo;<\/em><\/span><span> <\/span><span><strong>says Joachim Samuelsson, CEO of Crunchfish<\/strong><\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span>The six finalists will pitch live on the <\/span><span><strong>Discover stage at Sibos in Miami on Wednesday, September 30<\/strong><\/span><span>. One winner will be selected from each of the three categories through the judging process and audience participation.<\/span><\/p>\n\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n\n<p><span><strong>For more information, please contact: <\/strong><\/span><\/p>\n\n<p><span>Joachim Samuelsson, CEO of Crunchfish AB<\/span><\/p>\n\n<p><span>+46<\/span><span>&nbsp;<\/span><span>708 46 47 88<\/span><\/p>\n\n<p><a href=\"mailto:joachim.samuelsson@crunchfish.com\"><span><u><a href=\"mailto:joachim.samuelsson@crunchfish.com\">joachim.samuelsson@crunchfish.com<\/a><\/u><\/span><\/a><span>&nbsp;<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span><em>This information was provided by the contact person above for publication<\/em><\/span><span><em>&nbsp;<\/em><\/span><span><em>on 27<\/em><\/span><span><em>th <\/em><\/span><span><em>August 2026 at 15:50 CET. <\/em><\/span><span>V&auml;stra Hamnen Corporate Finance AB is the Certified Adviser. Email: <a href=\"mailto:ca@vhcorp.se\">ca@vhcorp.se<\/a>. Telephone +46 40 200<\/span><span>&nbsp;<\/span><span>250.<\/span><\/p>\n\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n\n<p><span><strong>About Crunchfish &ndash;<\/strong><\/span><span><strong>&nbsp;<\/strong><\/span><a href=\"https:\/\/www.crunchfish.com\/\"><strong><u><strong>crunchfish.com<\/strong><\/u><\/strong><\/a><\/p>\n\n<p><span>Crunchfish is a deep fintech company developing governed offline payments technology for payment systems, banks, and payment applications. The company enables offline payments as a Layer-2 solution on top of existing payment systems, allowing transactions to be executed without connectivity while ledger authority and settlement remain unchanged. Through a reservation-based model, resilience is achieved without creating parallel forms of money or unmanaged credit risk. Crunchfish&rsquo;s architecture is patented and enables interoperability across multiple payment systems and markets. The solution strengthens system stability while also supporting economic incentives by ensuring that liquidity backing offline payments remains within the regulated financial system.<\/span><\/p>\n\n\n<a target=\"_blank\" href=\"https:\/\/mb.cision.com\/Public\/14959\/4388762\/bebd9c80ec158afe.pdf\">Download as PDF<\/a><\/p>"]}],"_links":{"self":[{"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/posts\/23526","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/comments?post=23526"}],"version-history":[{"count":0,"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/posts\/23526\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/media\/23527"}],"wp:attachment":[{"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/media?parent=23526"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/categories?post=23526"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/tags?post=23526"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}},{"id":23524,"date":"2026-08-21T16:30:00","date_gmt":"2026-08-21T14:30:00","guid":{"rendered":"https:\/\/www.crunchfish.com\/crunchfish-half-year-2026-report-webinar\/"},"modified":"2026-08-21T16:30:00","modified_gmt":"2026-08-21T14:30:00","slug":"crunchfish-half-year-2026-report-webinar","status":"publish","type":"post","link":"https:\/\/www.crunchfish.com\/crunchfish-half-year-2026-report-webinar\/","title":{"rendered":"Crunchfish Half-year 2026 Report Webinar"},"content":{"rendered":"<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" alt=\"\" height=\"338\" src=\"https:\/\/mb.cision.com\/Public\/14959\/4386401\/bd0615fc34f0070c_800x800ar.png\" width=\"605\"><\/p>\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n<p><span>The webinar about Crunchfish half-year 2026 report is now available via the following link:<\/span><\/p>\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=534OmWeNbBY\"><strong><u><strong>Half-year 2026 report webinar<\/strong><\/u><\/strong><\/a><\/p>\n<p><span>&nbsp;<\/span><\/p>\n<p><span>The Crunchfish half-year 2026 report is available via the following link:<\/span><\/p>\n<p><a href=\"https:\/\/www.crunchfish.com\/wp-content\/uploads\/2026\/08\/Crunchfish-half-year-report-2026.pdf\"><strong><u><strong>Half-year 2026 report<\/strong><\/u><\/strong><\/a><span><strong> <\/strong><\/span><\/p>\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n<p><span><strong>For more information, please contact: <\/strong><\/span><\/p>\n<p><span>Joachim Samuelsson, CEO of Crunchfish AB<\/span><\/p>\n<p><span>+46<\/span><span>&nbsp;<\/span><span>708 46 47 88<\/span><\/p>\n<p><a href=\"mailto:joachim.samuelsson@crunchfish.com\"><span><u><a href=\"mailto:joachim.samuelsson@crunchfish.com\">joachim.samuelsson@crunchfish.com<\/a><\/u><\/span><\/a><span>&nbsp;<\/span><\/p>\n<p><span>&nbsp;<\/span><\/p>\n<p><span><em>This information was provided by the contact person above for publication<\/em><\/span><span><em>&nbsp;<\/em><\/span><span><em>on 21<\/em><\/span><span><em>st <\/em><\/span><span><em>August 2026 at 16:30 CET.<\/em><\/span><\/p>\n<p><span>&nbsp;<\/span><\/p>\n<p><span>V&auml;stra Hamnen Corporate Finance AB is the Certified Adviser. Email: <a href=\"mailto:ca@vhcorp.se\">ca@vhcorp.se<\/a>. Telephone +46 40 200<\/span><span>&nbsp;<\/span><span>250.<\/span><\/p>\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n<p><span><strong>About Crunchfish &ndash;<\/strong><\/span><span><strong>&nbsp;<\/strong><\/span><a href=\"https:\/\/www.crunchfish.com\/\"><strong><u><strong>crunchfish.com<\/strong><\/u><\/strong><\/a><\/p>\n<p><span>Crunchfish is a deep fintech company developing governed offline payments technology for payment systems, banks, and payment applications. The company enables offline payments as a Layer-2 solution on top of existing payment systems, allowing transactions to be executed without connectivity while ledger authority and settlement remain unchanged. Through a reservation-based model, resilience is achieved without creating parallel forms of money or unmanaged credit risk. Crunchfish&rsquo;s architecture is patented and enables interoperability across multiple payment systems and markets. The solution strengthens system stability while also supporting economic incentives by ensuring that liquidity backing offline payments remains within the regulated financial system.<\/span><\/p>\n<p><a target=\"_blank\" href=\"https:\/\/mb.cision.com\/Public\/14959\/4386401\/a8805ad0e95accd0.pdf\">Download as PDF<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Crunchfish half-year 2026 report webinar is now available, where Crunchfish CEO Joachim Samuelsson is interviewed by chief analyst Martin Dominique from V\u00e4stra Hamnen Corporate Finance.<\/p>\n","protected":false},"author":0,"featured_media":23525,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"aa_post_views_count":391,"footnotes":""},"categories":[80,57],"tags":[97,73,78],"class_list":["post-23524","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-crunchfish","category-digital-cash","tag-en","tag-press-releases","tag-webinars"],"acf":[],"pure_taxonomies":{"categories":[{"term_id":80,"name":"Crunchfish","slug":"crunchfish","term_group":0,"term_taxonomy_id":80,"taxonomy":"category","description":"","parent":0,"count":610,"filter":"raw","term_order":"1","cat_ID":80,"category_count":610,"category_description":"","cat_name":"Crunchfish","category_nicename":"crunchfish","category_parent":0},{"term_id":57,"name":"Digital Cash","slug":"digital-cash","term_group":0,"term_taxonomy_id":57,"taxonomy":"category","description":"","parent":0,"count":540,"filter":"raw","term_order":"2","cat_ID":57,"category_count":540,"category_description":"","cat_name":"Digital Cash","category_nicename":"digital-cash","category_parent":0}],"tags":[{"term_id":97,"name":"en","slug":"en","term_group":0,"term_taxonomy_id":97,"taxonomy":"post_tag","description":"","parent":0,"count":107,"filter":"raw","term_order":"0"},{"term_id":73,"name":"PR","slug":"press-releases","term_group":0,"term_taxonomy_id":73,"taxonomy":"post_tag","description":"","parent":0,"count":498,"filter":"raw","term_order":"1"},{"term_id":78,"name":"Webinars","slug":"webinars","term_group":0,"term_taxonomy_id":78,"taxonomy":"post_tag","description":"","parent":0,"count":82,"filter":"raw","term_order":"5"}],"category":[{"term_id":80,"name":"Crunchfish","slug":"crunchfish","term_group":0,"term_taxonomy_id":80,"taxonomy":"category","description":"","parent":0,"count":610,"filter":"raw","term_order":"1"},{"term_id":57,"name":"Digital Cash","slug":"digital-cash","term_group":0,"term_taxonomy_id":57,"taxonomy":"category","description":"","parent":0,"count":540,"filter":"raw","term_order":"2"}]},"featured_image_url":"https:\/\/www.crunchfish.com\/wp-content\/uploads\/2026\/08\/nlsb36oa1vtr820mwzpf.png","blocks":[{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"<p><\/p>\n\n<p><img alt=\"\" height=\"338\" src=\"https:\/\/mb.cision.com\/Public\/14959\/4386401\/bd0615fc34f0070c_800x800ar.png\" width=\"605\"><\/p>\n\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n\n<p><span>The webinar about Crunchfish half-year 2026 report is now available via the following link:<\/span><\/p>\n\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=534OmWeNbBY\"><strong><u><strong>Half-year 2026 report webinar<\/strong><\/u><\/strong><\/a><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span>The Crunchfish half-year 2026 report is available via the following link:<\/span><\/p>\n\n<p><a href=\"https:\/\/www.crunchfish.com\/wp-content\/uploads\/2026\/08\/Crunchfish-half-year-report-2026.pdf\"><strong><u><strong>Half-year 2026 report<\/strong><\/u><\/strong><\/a><span><strong> <\/strong><\/span><\/p>\n\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n\n<p><span><strong>For more information, please contact: <\/strong><\/span><\/p>\n\n<p><span>Joachim Samuelsson, CEO of Crunchfish AB<\/span><\/p>\n\n<p><span>+46<\/span><span>&nbsp;<\/span><span>708 46 47 88<\/span><\/p>\n\n<p><a href=\"mailto:joachim.samuelsson@crunchfish.com\"><span><u><a href=\"mailto:joachim.samuelsson@crunchfish.com\">joachim.samuelsson@crunchfish.com<\/a><\/u><\/span><\/a><span>&nbsp;<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span><em>This information was provided by the contact person above for publication<\/em><\/span><span><em>&nbsp;<\/em><\/span><span><em>on 21<\/em><\/span><span><em>st <\/em><\/span><span><em>August 2026 at 16:30 CET.<\/em><\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span>V&auml;stra Hamnen Corporate Finance AB is the Certified Adviser. Email: <a href=\"mailto:ca@vhcorp.se\">ca@vhcorp.se<\/a>. Telephone +46 40 200<\/span><span>&nbsp;<\/span><span>250.<\/span><\/p>\n\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n\n<p><span><strong>About Crunchfish &ndash;<\/strong><\/span><span><strong>&nbsp;<\/strong><\/span><a href=\"https:\/\/www.crunchfish.com\/\"><strong><u><strong>crunchfish.com<\/strong><\/u><\/strong><\/a><\/p>\n\n<p><span>Crunchfish is a deep fintech company developing governed offline payments technology for payment systems, banks, and payment applications. The company enables offline payments as a Layer-2 solution on top of existing payment systems, allowing transactions to be executed without connectivity while ledger authority and settlement remain unchanged. Through a reservation-based model, resilience is achieved without creating parallel forms of money or unmanaged credit risk. Crunchfish&rsquo;s architecture is patented and enables interoperability across multiple payment systems and markets. The solution strengthens system stability while also supporting economic incentives by ensuring that liquidity backing offline payments remains within the regulated financial system.<\/span><\/p>\n\n\n<a target=\"_blank\" href=\"https:\/\/mb.cision.com\/Public\/14959\/4386401\/a8805ad0e95accd0.pdf\">Download as PDF<\/a><\/p>","innerContent":["<p><\/p>\n\n<p><img alt=\"\" height=\"338\" src=\"https:\/\/mb.cision.com\/Public\/14959\/4386401\/bd0615fc34f0070c_800x800ar.png\" width=\"605\"><\/p>\n\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n\n<p><span>The webinar about Crunchfish half-year 2026 report is now available via the following link:<\/span><\/p>\n\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=534OmWeNbBY\"><strong><u><strong>Half-year 2026 report webinar<\/strong><\/u><\/strong><\/a><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span>The Crunchfish half-year 2026 report is available via the following link:<\/span><\/p>\n\n<p><a href=\"https:\/\/www.crunchfish.com\/wp-content\/uploads\/2026\/08\/Crunchfish-half-year-report-2026.pdf\"><strong><u><strong>Half-year 2026 report<\/strong><\/u><\/strong><\/a><span><strong> <\/strong><\/span><\/p>\n\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n\n<p><span><strong>For more information, please contact: <\/strong><\/span><\/p>\n\n<p><span>Joachim Samuelsson, CEO of Crunchfish AB<\/span><\/p>\n\n<p><span>+46<\/span><span>&nbsp;<\/span><span>708 46 47 88<\/span><\/p>\n\n<p><a href=\"mailto:joachim.samuelsson@crunchfish.com\"><span><u><a href=\"mailto:joachim.samuelsson@crunchfish.com\">joachim.samuelsson@crunchfish.com<\/a><\/u><\/span><\/a><span>&nbsp;<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span><em>This information was provided by the contact person above for publication<\/em><\/span><span><em>&nbsp;<\/em><\/span><span><em>on 21<\/em><\/span><span><em>st <\/em><\/span><span><em>August 2026 at 16:30 CET.<\/em><\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span>V&auml;stra Hamnen Corporate Finance AB is the Certified Adviser. Email: <a href=\"mailto:ca@vhcorp.se\">ca@vhcorp.se<\/a>. Telephone +46 40 200<\/span><span>&nbsp;<\/span><span>250.<\/span><\/p>\n\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n\n<p><span><strong>About Crunchfish &ndash;<\/strong><\/span><span><strong>&nbsp;<\/strong><\/span><a href=\"https:\/\/www.crunchfish.com\/\"><strong><u><strong>crunchfish.com<\/strong><\/u><\/strong><\/a><\/p>\n\n<p><span>Crunchfish is a deep fintech company developing governed offline payments technology for payment systems, banks, and payment applications. The company enables offline payments as a Layer-2 solution on top of existing payment systems, allowing transactions to be executed without connectivity while ledger authority and settlement remain unchanged. Through a reservation-based model, resilience is achieved without creating parallel forms of money or unmanaged credit risk. Crunchfish&rsquo;s architecture is patented and enables interoperability across multiple payment systems and markets. The solution strengthens system stability while also supporting economic incentives by ensuring that liquidity backing offline payments remains within the regulated financial system.<\/span><\/p>\n\n\n<a target=\"_blank\" href=\"https:\/\/mb.cision.com\/Public\/14959\/4386401\/a8805ad0e95accd0.pdf\">Download as PDF<\/a><\/p>"]}],"_links":{"self":[{"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/posts\/23524","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/comments?post=23524"}],"version-history":[{"count":0,"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/posts\/23524\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/media\/23525"}],"wp:attachment":[{"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/media?parent=23524"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/categories?post=23524"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/tags?post=23524"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}},{"id":23520,"date":"2026-08-21T15:10:00","date_gmt":"2026-08-21T13:10:00","guid":{"rendered":"https:\/\/www.crunchfish.com\/crunchfish-receives-positive-international-patentability-report-for-device-agnostic-trusted-client-technology\/"},"modified":"2026-08-21T15:10:00","modified_gmt":"2026-08-21T13:10:00","slug":"crunchfish-receives-positive-international-patentability-report-for-device-agnostic-trusted-client-technology","status":"publish","type":"post","link":"https:\/\/www.crunchfish.com\/crunchfish-receives-positive-international-patentability-report-for-device-agnostic-trusted-client-technology\/","title":{"rendered":"Crunchfish receives positive international patentability report for device-agnostic trusted client technology"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" alt=\"PatentAugust21.png\" height=\"359\" src=\"https:\/\/mb.cision.com\/Public\/14959\/4386389\/ba0ae327bcc80b98_800x800ar.png\" width=\"277\"><\/p>\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n<p><span>The international patent application, PCT\/SE2025\/050409, published as WO 2025\/230456, describes a client-server architecture where a trusted client application executes securely within a virtual secure environment embedded in an ordinary client application.<\/span><\/p>\n<p><span>&nbsp;<\/span><\/p>\n<p><span>The architecture makes it possible to move selected functionality and trusted assets from a central server to the client device while maintaining security. Sensitive client resources can include credentials, cryptographic keys, counters, secure time, transaction logs, risk limits and mechanisms for preventing fraudulent replay or rollback.<\/span><\/p>\n<p><span>&nbsp;<\/span><\/p>\n<p><span>A central aspect of the invention is that trusted client functionality can execute locally without requiring communication with a server during the execution itself. This makes the architecture particularly suitable for offline digital services while also reducing dependency on continuous server availability. <\/span><\/p>\n<p><span>&nbsp;<\/span><\/p>\n<p><span>For Crunchfish, the invention strengthens the technology foundation for Governed Offline payments, where trust must extend from central payment infrastructure to the client device. By enabling payment functionality and critical resources to be securely maintained and executed on the client, the trusted client architecture supports payments that can continue securely when online infrastructure is temporarily unavailable, while preserving the controls required by the payment system.<\/span><\/p>\n<p><span>&nbsp;<\/span><\/p>\n<p><span>The patent application identifies several potential application areas, including generative AI, mobile gaming, digital media and identification services. More broadly, the architecture can enable digital services to securely extend functionality and trust from central infrastructure to client devices.<\/span><\/p>\n<p><span>&nbsp;<\/span><\/p>\n<p><span><em>&ldquo;Digital services are increasingly moving functionality from centralized infrastructure to users, devices and autonomous software. This creates a fundamental need to preserve trust when execution takes place outside the server. Our invention enables selected service logic and trusted assets to execute securely on the client, including when the client is offline. The positive international patentability report is an important validation of this architecture and strengthens our intellectual property position in trusted client-side execution,&rdquo;<\/em><\/span><span> <\/span><span><strong>says Joachim Samuelsson, CEO of Crunchfish.<\/strong><\/span><\/p>\n<p><span>&nbsp;<\/span><\/p>\n<p><span>The IPRP concludes that all current claims are novel, involve an inventive step and are industrially applicable. The positive assessment follows amendments and arguments submitted during the international examination process that distinguished the invention from the prior art. The positive IPRP provides a strong basis for Crunchfish to continue the patent process through national and regional applications in selected markets.<\/span><\/p>\n<p><span>&nbsp;<\/span><\/p>\n<p><span><strong>For more information, please contact: <\/strong><\/span><\/p>\n<p><span>Joachim Samuelsson, CEO of Crunchfish AB<\/span><\/p>\n<p><span>+46<\/span><span>&nbsp;<\/span><span>708 46 47 88<\/span><\/p>\n<p><a href=\"mailto:joachim.samuelsson@crunchfish.com\"><span><u><a href=\"mailto:joachim.samuelsson@crunchfish.com\">joachim.samuelsson@crunchfish.com<\/a><\/u><\/span><\/a><span>&nbsp;<\/span><\/p>\n<p><span>&nbsp;<\/span><\/p>\n<p><span><em>This information is Crunchfish AB obliged to publish in accordance with the EU Market Abuse Regulation. The information was provided by the contact person above for publication<\/em><\/span><span><em>&nbsp;<\/em><\/span><span><em>on 21<\/em><\/span><span><em>st<\/em><\/span><span><em> <\/em><\/span><span><em>&nbsp;<\/em><\/span><span><em>August, 2026 at 15:10 CET.<\/em><\/span><\/p>\n<p><span>&nbsp;<\/span><\/p>\n<p><span>V&auml;stra Hamnen Corporate Finance AB is the Certified Adviser. Email: <a href=\"mailto:ca@vhcorp.se\">ca@vhcorp.se<\/a>. Telephone +46 40 200<\/span><span>&nbsp;<\/span><span>250.<\/span><\/p>\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n<p><span><strong>About Crunchfish &ndash;<\/strong><\/span><span><strong>&nbsp;<\/strong><\/span><a href=\"https:\/\/www.crunchfish.com\/\"><strong><u><strong>crunchfish.com<\/strong><\/u><\/strong><\/a><\/p>\n<p><span>Crunchfish is a deep fintech company developing governed offline payments technology for payment systems, banks, and payment applications. The company enables offline payments as a Layer-2 solution on top of existing payment systems, allowing transactions to be executed without connectivity while ledger authority and settlement remain unchanged. Through a reservation-based model, resilience is achieved without creating parallel forms of money or unmanaged credit risk. Crunchfish&rsquo;s architecture is patented and enables interoperability across multiple payment systems and markets. The solution strengthens system stability while also supporting economic incentives by ensuring that liquidity backing offline payments remains within the regulated financial system.<\/span><\/p>\n<p><a target=\"_blank\" href=\"https:\/\/mb.cision.com\/Public\/14959\/4386389\/af556ecb87403760.pdf\">Download as PDF<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Crunchfish has received a positive International Preliminary Report on Patentability (IPRP) for its international patent application \u201cClient-Server Model with Trusted Client Application\u201d. The international PCT examining authority considers all current patent claims to meet the requirements for novelty, inventive step and industrial applicability. The innovation enables trusted execution of digital services on client devices and is particularly relevant for offline, resilient and distributed applications.<\/p>\n","protected":false},"author":0,"featured_media":23521,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"aa_post_views_count":329,"footnotes":""},"categories":[80,57],"tags":[97,73,63,66],"class_list":["post-23520","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-crunchfish","category-digital-cash","tag-en","tag-press-releases","tag-regulatory","tag-patents"],"acf":[],"pure_taxonomies":{"categories":[{"term_id":80,"name":"Crunchfish","slug":"crunchfish","term_group":0,"term_taxonomy_id":80,"taxonomy":"category","description":"","parent":0,"count":610,"filter":"raw","term_order":"1","cat_ID":80,"category_count":610,"category_description":"","cat_name":"Crunchfish","category_nicename":"crunchfish","category_parent":0},{"term_id":57,"name":"Digital Cash","slug":"digital-cash","term_group":0,"term_taxonomy_id":57,"taxonomy":"category","description":"","parent":0,"count":540,"filter":"raw","term_order":"2","cat_ID":57,"category_count":540,"category_description":"","cat_name":"Digital Cash","category_nicename":"digital-cash","category_parent":0}],"tags":[{"term_id":97,"name":"en","slug":"en","term_group":0,"term_taxonomy_id":97,"taxonomy":"post_tag","description":"","parent":0,"count":107,"filter":"raw","term_order":"0"},{"term_id":73,"name":"PR","slug":"press-releases","term_group":0,"term_taxonomy_id":73,"taxonomy":"post_tag","description":"","parent":0,"count":498,"filter":"raw","term_order":"1"},{"term_id":63,"name":"Regulatory PR","slug":"regulatory","term_group":0,"term_taxonomy_id":63,"taxonomy":"post_tag","description":"","parent":0,"count":400,"filter":"raw","term_order":"2"},{"term_id":66,"name":"Patents","slug":"patents","term_group":0,"term_taxonomy_id":66,"taxonomy":"post_tag","description":"","parent":0,"count":74,"filter":"raw","term_order":"8"}],"category":[{"term_id":80,"name":"Crunchfish","slug":"crunchfish","term_group":0,"term_taxonomy_id":80,"taxonomy":"category","description":"","parent":0,"count":610,"filter":"raw","term_order":"1"},{"term_id":57,"name":"Digital Cash","slug":"digital-cash","term_group":0,"term_taxonomy_id":57,"taxonomy":"category","description":"","parent":0,"count":540,"filter":"raw","term_order":"2"}]},"featured_image_url":"https:\/\/www.crunchfish.com\/wp-content\/uploads\/2026\/08\/blmtwong508pah2f6z91.png","blocks":[{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"<p><img alt=\"PatentAugust21.png\" height=\"359\" src=\"https:\/\/mb.cision.com\/Public\/14959\/4386389\/ba0ae327bcc80b98_800x800ar.png\" width=\"277\"><\/p>\n\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n\n<p><span>The international patent application, PCT\/SE2025\/050409, published as WO 2025\/230456, describes a client-server architecture where a trusted client application executes securely within a virtual secure environment embedded in an ordinary client application.<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span>The architecture makes it possible to move selected functionality and trusted assets from a central server to the client device while maintaining security. Sensitive client resources can include credentials, cryptographic keys, counters, secure time, transaction logs, risk limits and mechanisms for preventing fraudulent replay or rollback.<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span>A central aspect of the invention is that trusted client functionality can execute locally without requiring communication with a server during the execution itself. This makes the architecture particularly suitable for offline digital services while also reducing dependency on continuous server availability. <\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span>For Crunchfish, the invention strengthens the technology foundation for Governed Offline payments, where trust must extend from central payment infrastructure to the client device. By enabling payment functionality and critical resources to be securely maintained and executed on the client, the trusted client architecture supports payments that can continue securely when online infrastructure is temporarily unavailable, while preserving the controls required by the payment system.<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span>The patent application identifies several potential application areas, including generative AI, mobile gaming, digital media and identification services. More broadly, the architecture can enable digital services to securely extend functionality and trust from central infrastructure to client devices.<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span><em>&ldquo;Digital services are increasingly moving functionality from centralized infrastructure to users, devices and autonomous software. This creates a fundamental need to preserve trust when execution takes place outside the server. Our invention enables selected service logic and trusted assets to execute securely on the client, including when the client is offline. The positive international patentability report is an important validation of this architecture and strengthens our intellectual property position in trusted client-side execution,&rdquo;<\/em><\/span><span> <\/span><span><strong>says Joachim Samuelsson, CEO of Crunchfish.<\/strong><\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span>The IPRP concludes that all current claims are novel, involve an inventive step and are industrially applicable. The positive assessment follows amendments and arguments submitted during the international examination process that distinguished the invention from the prior art. The positive IPRP provides a strong basis for Crunchfish to continue the patent process through national and regional applications in selected markets.<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span><strong>For more information, please contact: <\/strong><\/span><\/p>\n\n<p><span>Joachim Samuelsson, CEO of Crunchfish AB<\/span><\/p>\n\n<p><span>+46<\/span><span>&nbsp;<\/span><span>708 46 47 88<\/span><\/p>\n\n<p><a href=\"mailto:joachim.samuelsson@crunchfish.com\"><span><u><a href=\"mailto:joachim.samuelsson@crunchfish.com\">joachim.samuelsson@crunchfish.com<\/a><\/u><\/span><\/a><span>&nbsp;<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span><em>This information is Crunchfish AB obliged to publish in accordance with the EU Market Abuse Regulation. The information was provided by the contact person above for publication<\/em><\/span><span><em>&nbsp;<\/em><\/span><span><em>on 21<\/em><\/span><span><em>st<\/em><\/span><span><em> <\/em><\/span><span><em>&nbsp;<\/em><\/span><span><em>August, 2026 at 15:10 CET.<\/em><\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span>V&auml;stra Hamnen Corporate Finance AB is the Certified Adviser. Email: <a href=\"mailto:ca@vhcorp.se\">ca@vhcorp.se<\/a>. Telephone +46 40 200<\/span><span>&nbsp;<\/span><span>250.<\/span><\/p>\n\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n\n<p><span><strong>About Crunchfish &ndash;<\/strong><\/span><span><strong>&nbsp;<\/strong><\/span><a href=\"https:\/\/www.crunchfish.com\/\"><strong><u><strong>crunchfish.com<\/strong><\/u><\/strong><\/a><\/p>\n\n<p><span>Crunchfish is a deep fintech company developing governed offline payments technology for payment systems, banks, and payment applications. The company enables offline payments as a Layer-2 solution on top of existing payment systems, allowing transactions to be executed without connectivity while ledger authority and settlement remain unchanged. Through a reservation-based model, resilience is achieved without creating parallel forms of money or unmanaged credit risk. Crunchfish&rsquo;s architecture is patented and enables interoperability across multiple payment systems and markets. The solution strengthens system stability while also supporting economic incentives by ensuring that liquidity backing offline payments remains within the regulated financial system.<\/span><\/p>\n\n\n<a target=\"_blank\" href=\"https:\/\/mb.cision.com\/Public\/14959\/4386389\/af556ecb87403760.pdf\">Download as PDF<\/a><\/p>","innerContent":["<p><img alt=\"PatentAugust21.png\" height=\"359\" src=\"https:\/\/mb.cision.com\/Public\/14959\/4386389\/ba0ae327bcc80b98_800x800ar.png\" width=\"277\"><\/p>\n\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n\n<p><span>The international patent application, PCT\/SE2025\/050409, published as WO 2025\/230456, describes a client-server architecture where a trusted client application executes securely within a virtual secure environment embedded in an ordinary client application.<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span>The architecture makes it possible to move selected functionality and trusted assets from a central server to the client device while maintaining security. Sensitive client resources can include credentials, cryptographic keys, counters, secure time, transaction logs, risk limits and mechanisms for preventing fraudulent replay or rollback.<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span>A central aspect of the invention is that trusted client functionality can execute locally without requiring communication with a server during the execution itself. This makes the architecture particularly suitable for offline digital services while also reducing dependency on continuous server availability. <\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span>For Crunchfish, the invention strengthens the technology foundation for Governed Offline payments, where trust must extend from central payment infrastructure to the client device. By enabling payment functionality and critical resources to be securely maintained and executed on the client, the trusted client architecture supports payments that can continue securely when online infrastructure is temporarily unavailable, while preserving the controls required by the payment system.<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span>The patent application identifies several potential application areas, including generative AI, mobile gaming, digital media and identification services. More broadly, the architecture can enable digital services to securely extend functionality and trust from central infrastructure to client devices.<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span><em>&ldquo;Digital services are increasingly moving functionality from centralized infrastructure to users, devices and autonomous software. This creates a fundamental need to preserve trust when execution takes place outside the server. Our invention enables selected service logic and trusted assets to execute securely on the client, including when the client is offline. The positive international patentability report is an important validation of this architecture and strengthens our intellectual property position in trusted client-side execution,&rdquo;<\/em><\/span><span> <\/span><span><strong>says Joachim Samuelsson, CEO of Crunchfish.<\/strong><\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span>The IPRP concludes that all current claims are novel, involve an inventive step and are industrially applicable. The positive assessment follows amendments and arguments submitted during the international examination process that distinguished the invention from the prior art. The positive IPRP provides a strong basis for Crunchfish to continue the patent process through national and regional applications in selected markets.<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span><strong>For more information, please contact: <\/strong><\/span><\/p>\n\n<p><span>Joachim Samuelsson, CEO of Crunchfish AB<\/span><\/p>\n\n<p><span>+46<\/span><span>&nbsp;<\/span><span>708 46 47 88<\/span><\/p>\n\n<p><a href=\"mailto:joachim.samuelsson@crunchfish.com\"><span><u><a href=\"mailto:joachim.samuelsson@crunchfish.com\">joachim.samuelsson@crunchfish.com<\/a><\/u><\/span><\/a><span>&nbsp;<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span><em>This information is Crunchfish AB obliged to publish in accordance with the EU Market Abuse Regulation. The information was provided by the contact person above for publication<\/em><\/span><span><em>&nbsp;<\/em><\/span><span><em>on 21<\/em><\/span><span><em>st<\/em><\/span><span><em> <\/em><\/span><span><em>&nbsp;<\/em><\/span><span><em>August, 2026 at 15:10 CET.<\/em><\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span>V&auml;stra Hamnen Corporate Finance AB is the Certified Adviser. Email: <a href=\"mailto:ca@vhcorp.se\">ca@vhcorp.se<\/a>. Telephone +46 40 200<\/span><span>&nbsp;<\/span><span>250.<\/span><\/p>\n\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n\n<p><span><strong>About Crunchfish &ndash;<\/strong><\/span><span><strong>&nbsp;<\/strong><\/span><a href=\"https:\/\/www.crunchfish.com\/\"><strong><u><strong>crunchfish.com<\/strong><\/u><\/strong><\/a><\/p>\n\n<p><span>Crunchfish is a deep fintech company developing governed offline payments technology for payment systems, banks, and payment applications. The company enables offline payments as a Layer-2 solution on top of existing payment systems, allowing transactions to be executed without connectivity while ledger authority and settlement remain unchanged. Through a reservation-based model, resilience is achieved without creating parallel forms of money or unmanaged credit risk. Crunchfish&rsquo;s architecture is patented and enables interoperability across multiple payment systems and markets. The solution strengthens system stability while also supporting economic incentives by ensuring that liquidity backing offline payments remains within the regulated financial system.<\/span><\/p>\n\n\n<a target=\"_blank\" href=\"https:\/\/mb.cision.com\/Public\/14959\/4386389\/af556ecb87403760.pdf\">Download as PDF<\/a><\/p>"]}],"_links":{"self":[{"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/posts\/23520","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/comments?post=23520"}],"version-history":[{"count":0,"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/posts\/23520\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/media\/23521"}],"wp:attachment":[{"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/media?parent=23520"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/categories?post=23520"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/tags?post=23520"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}},{"id":23518,"date":"2026-08-21T08:00:00","date_gmt":"2026-08-21T06:00:00","guid":{"rendered":"https:\/\/www.crunchfish.com\/crunchfish-publishes-half-year-report-2026\/"},"modified":"2026-08-21T08:00:00","modified_gmt":"2026-08-21T06:00:00","slug":"crunchfish-publishes-half-year-report-2026","status":"publish","type":"post","link":"https:\/\/www.crunchfish.com\/crunchfish-publishes-half-year-report-2026\/","title":{"rendered":"Crunchfish publishes half-year report 2026"},"content":{"rendered":"<\/p>\n<table border=\"1\" cellpadding=\"0\" cellspacing=\"0\">\n<tbody>\n<tr>\n<td>\n<p><span><strong>Group financials<\/strong><\/span><\/p>\n<\/td>\n<td>\n<p><span><strong>2026-04-01<\/strong><\/span><\/p>\n<p><span><strong>2026-06-30<\/strong><\/span><\/p>\n<\/td>\n<td>\n<p><span><strong>2025-04-01<\/strong><\/span><\/p>\n<p><span><strong>2025-06-30<\/strong><\/span><\/p>\n<\/td>\n<td>\n<p><span><strong>2026-01-01<\/strong><\/span><\/p>\n<p><span><strong>2026-06-30<\/strong><\/span><\/p>\n<\/td>\n<td>\n<p><span><strong>2025-01-01<\/strong><\/span><\/p>\n<p><span><strong>2025-06-30<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><span><strong>Net sales (SEK)<\/strong><\/span><\/p>\n<\/td>\n<td>\n<p><span>73 577<\/span><\/p>\n<\/td>\n<td>\n<p><span>156 262<\/span><\/p>\n<\/td>\n<td>\n<p><span>397 672<\/span><\/p>\n<\/td>\n<td>\n<p><span>441 436<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><span><strong>Profit or loss before tax (SEK)<\/strong><\/span><\/p>\n<\/td>\n<td>\n<p><span>-5 653 509<\/span><\/p>\n<\/td>\n<td>\n<p><span>-5 070 531<\/span><\/p>\n<\/td>\n<td>\n<p><span>-10 319 981<\/span><\/p>\n<\/td>\n<td>\n<p><span>-10 179 219<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><span><strong>Earnings per share (SEK)<\/strong><\/span><\/p>\n<\/td>\n<td>\n<p><span>-0,07<\/span><\/p>\n<\/td>\n<td>\n<p><span>-0,07<\/span><\/p>\n<\/td>\n<td>\n<p><span>-0,13<\/span><\/p>\n<\/td>\n<td>\n<p><span>-0,16<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><span><strong>Equity-assets-ratio (%)<\/strong><\/span><\/p>\n<\/td>\n<td>\n<p><span>89,5%<\/span><\/p>\n<\/td>\n<td>\n<p><span>85,6%<\/span><\/p>\n<\/td>\n<td>\n<p><span>89,5%<\/span><\/p>\n<\/td>\n<td>\n<p><span>85,6%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p><span><strong>Total cash and bank balances (SEK)<\/strong><\/span><\/p>\n<\/td>\n<td>\n<p><span>13 118 525<\/span><\/p>\n<\/td>\n<td>\n<p><span>13 175 238<\/span><\/p>\n<\/td>\n<td>\n<p><span>13 118 525<\/span><\/p>\n<\/td>\n<td>\n<p><span>13 175 238<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n<p><span>The report is available as an attached document to this press release as well as through the<\/span><span>&nbsp;<\/span><a href=\"https:\/\/www.crunchfish.com\/investors\/rapporter-och-dokument\/\"><span><u>company&rsquo;s website<\/u><\/span><\/a><span>.<\/span><\/p>\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n<p><span><em>&ldquo;For several years, Crunchfish has been proving something that was not obvious when we started: digital payments can continue when connectivity or central payment infrastructure is unavailable, without compromising institutional control over money, risk and settlement. We have now reached a different stage. The important question is not whether Governed Offline Payments work. We have demonstrated the technology in regulatory sandboxes, with commercial banks and in central-bank initiatives. The question is how this capability becomes part of payment infrastructure at scale and how Crunchfish establishes a sustainable commercial position as that happens.&quot;,<\/em><\/span><span><strong> says Joachim Samuelsson, Crunchfish&rsquo;s CEO.<\/strong><\/span><\/p>\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n<p><span><strong>For more information, please contact: <\/strong><\/span><\/p>\n<p><span>Joachim Samuelsson, CEO of Crunchfish AB<\/span><\/p>\n<p><span>+46<\/span><span>&nbsp;<\/span><span>708 46 47 88<\/span><\/p>\n<p><a href=\"mailto:joachim.samuelsson@crunchfish.com\"><span><u><a href=\"mailto:joachim.samuelsson@crunchfish.com\">joachim.samuelsson@crunchfish.com<\/a><\/u><\/span><\/a><span>&nbsp;<\/span><\/p>\n<p><span>&nbsp;<\/span><\/p>\n<p><span><em>This information is Crunchfish AB obliged to publish in accordance with the EU Market Abuse Regulation. The information was provided by the contact person above for publication<\/em><\/span><span><em>&nbsp;<\/em><\/span><span><em>on 21<\/em><\/span><span><em>st<\/em><\/span><span><em> <\/em><\/span><span><em>&nbsp;<\/em><\/span><span><em>August, 2026 at 08:00 CET.<\/em><\/span><\/p>\n<p><span>&nbsp;<\/span><\/p>\n<p><span>V&auml;stra Hamnen Corporate Finance AB is the Certified Adviser. Email: <a href=\"mailto:ca@vhcorp.se\">ca@vhcorp.se<\/a>. Telephone +46 40 200<\/span><span>&nbsp;<\/span><span>250.<\/span><\/p>\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n<p><span><strong>About Crunchfish &ndash;<\/strong><\/span><span><strong>&nbsp;<\/strong><\/span><a href=\"https:\/\/www.crunchfish.com\/\"><strong><u><strong>crunchfish.com<\/strong><\/u><\/strong><\/a><\/p>\n<p><span>Crunchfish is a deep fintech company developing governed offline payments technology for payment systems, banks, and payment applications. The company enables offline payments as a Layer-2 solution on top of existing payment systems, allowing transactions to be executed without connectivity while ledger authority and settlement remain unchanged. Through a reservation-based model, resilience is achieved without creating parallel forms of money or unmanaged credit risk. Crunchfish&rsquo;s architecture is patented and enables interoperability across multiple payment systems and markets. The solution strengthens system stability while also supporting economic incentives by ensuring that liquidity backing offline payments remains within the regulated financial system.<\/span><\/p>\n<p><a target=\"_blank\" href=\"https:\/\/mb.cision.com\/Main\/14959\/4386092\/4227704.pdf\">Download as PDF<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Today, Crunchfish AB publishes the company\u2019s half-year report for the second quarter and the first six months of 2026. This report highlights the company\u2019s move toward scaling governed offline payments as resilient digital payment infrastructure while strengthening its commercial go-to-market strategy. Below is a brief summary of the report.<\/p>\n","protected":false},"author":0,"featured_media":23519,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"aa_post_views_count":369,"footnotes":""},"categories":[80],"tags":[97,73,63],"class_list":["post-23518","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-crunchfish","tag-en","tag-press-releases","tag-regulatory"],"acf":[],"pure_taxonomies":{"categories":[{"term_id":80,"name":"Crunchfish","slug":"crunchfish","term_group":0,"term_taxonomy_id":80,"taxonomy":"category","description":"","parent":0,"count":610,"filter":"raw","term_order":"1","cat_ID":80,"category_count":610,"category_description":"","cat_name":"Crunchfish","category_nicename":"crunchfish","category_parent":0}],"tags":[{"term_id":97,"name":"en","slug":"en","term_group":0,"term_taxonomy_id":97,"taxonomy":"post_tag","description":"","parent":0,"count":107,"filter":"raw","term_order":"0"},{"term_id":73,"name":"PR","slug":"press-releases","term_group":0,"term_taxonomy_id":73,"taxonomy":"post_tag","description":"","parent":0,"count":498,"filter":"raw","term_order":"1"},{"term_id":63,"name":"Regulatory PR","slug":"regulatory","term_group":0,"term_taxonomy_id":63,"taxonomy":"post_tag","description":"","parent":0,"count":400,"filter":"raw","term_order":"2"}],"category":[{"term_id":80,"name":"Crunchfish","slug":"crunchfish","term_group":0,"term_taxonomy_id":80,"taxonomy":"category","description":"","parent":0,"count":610,"filter":"raw","term_order":"1"}]},"featured_image_url":"https:\/\/www.crunchfish.com\/wp-content\/uploads\/2026\/08\/3u1gctnkb540lrze26hq.png","blocks":[{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"<p><\/p>\n\n<table border=\"1\" cellpadding=\"0\" cellspacing=\"0\">\n\t<tbody>\n\t\t<tr>\n\t\t\t<td>\n\t\t\t<p><span><strong>Group financials<\/strong><\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span><strong>2026-04-01<\/strong><\/span><\/p>\n\n\t\t\t<p><span><strong>2026-06-30<\/strong><\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span><strong>2025-04-01<\/strong><\/span><\/p>\n\n\t\t\t<p><span><strong>2025-06-30<\/strong><\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span><strong>2026-01-01<\/strong><\/span><\/p>\n\n\t\t\t<p><span><strong>2026-06-30<\/strong><\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span><strong>2025-01-01<\/strong><\/span><\/p>\n\n\t\t\t<p><span><strong>2025-06-30<\/strong><\/span><\/p>\n\t\t\t<\/td>\n\t\t<\/tr>\n\t\t<tr>\n\t\t\t<td>\n\t\t\t<p><span><strong>Net sales (SEK)<\/strong><\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>73 577<\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>156 262<\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>397 672<\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>441 436<\/span><\/p>\n\t\t\t<\/td>\n\t\t<\/tr>\n\t\t<tr>\n\t\t\t<td>\n\t\t\t<p><span><strong>Profit or loss before tax (SEK)<\/strong><\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>-5 653 509<\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>-5 070 531<\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>-10 319 981<\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>-10 179 219<\/span><\/p>\n\t\t\t<\/td>\n\t\t<\/tr>\n\t\t<tr>\n\t\t\t<td>\n\t\t\t<p><span><strong>Earnings per share (SEK)<\/strong><\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>-0,07<\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>-0,07<\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>-0,13<\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>-0,16<\/span><\/p>\n\t\t\t<\/td>\n\t\t<\/tr>\n\t\t<tr>\n\t\t\t<td>\n\t\t\t<p><span><strong>Equity-assets-ratio (%)<\/strong><\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>89,5%<\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>85,6%<\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>89,5%<\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>85,6%<\/span><\/p>\n\t\t\t<\/td>\n\t\t<\/tr>\n\t\t<tr>\n\t\t\t<td>\n\t\t\t<p><span><strong>Total cash and bank balances (SEK)<\/strong><\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>13 118 525<\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>13 175 238<\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>13 118 525<\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>13 175 238<\/span><\/p>\n\t\t\t<\/td>\n\t\t<\/tr>\n\t<\/tbody>\n<\/table>\n\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n\n<p><span>The report is available as an attached document to this press release as well as through the<\/span><span>&nbsp;<\/span><a href=\"https:\/\/www.crunchfish.com\/investors\/rapporter-och-dokument\/\"><span><u>company&rsquo;s website<\/u><\/span><\/a><span>.<\/span><\/p>\n\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n\n<p><span><em>&ldquo;For several years, Crunchfish has been proving something that was not obvious when we started: digital payments can continue when connectivity or central payment infrastructure is unavailable, without compromising institutional control over money, risk and settlement. We have now reached a different stage. The important question is not whether Governed Offline Payments work. We have demonstrated the technology in regulatory sandboxes, with commercial banks and in central-bank initiatives. The question is how this capability becomes part of payment infrastructure at scale and how Crunchfish establishes a sustainable commercial position as that happens.&quot;,<\/em><\/span><span><strong> says Joachim Samuelsson, Crunchfish&rsquo;s CEO.<\/strong><\/span><\/p>\n\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n\n<p><span><strong>For more information, please contact: <\/strong><\/span><\/p>\n\n<p><span>Joachim Samuelsson, CEO of Crunchfish AB<\/span><\/p>\n\n<p><span>+46<\/span><span>&nbsp;<\/span><span>708 46 47 88<\/span><\/p>\n\n<p><a href=\"mailto:joachim.samuelsson@crunchfish.com\"><span><u><a href=\"mailto:joachim.samuelsson@crunchfish.com\">joachim.samuelsson@crunchfish.com<\/a><\/u><\/span><\/a><span>&nbsp;<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span><em>This information is Crunchfish AB obliged to publish in accordance with the EU Market Abuse Regulation. The information was provided by the contact person above for publication<\/em><\/span><span><em>&nbsp;<\/em><\/span><span><em>on 21<\/em><\/span><span><em>st<\/em><\/span><span><em> <\/em><\/span><span><em>&nbsp;<\/em><\/span><span><em>August, 2026 at 08:00 CET.<\/em><\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span>V&auml;stra Hamnen Corporate Finance AB is the Certified Adviser. Email: <a href=\"mailto:ca@vhcorp.se\">ca@vhcorp.se<\/a>. Telephone +46 40 200<\/span><span>&nbsp;<\/span><span>250.<\/span><\/p>\n\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n\n<p><span><strong>About Crunchfish &ndash;<\/strong><\/span><span><strong>&nbsp;<\/strong><\/span><a href=\"https:\/\/www.crunchfish.com\/\"><strong><u><strong>crunchfish.com<\/strong><\/u><\/strong><\/a><\/p>\n\n<p><span>Crunchfish is a deep fintech company developing governed offline payments technology for payment systems, banks, and payment applications. The company enables offline payments as a Layer-2 solution on top of existing payment systems, allowing transactions to be executed without connectivity while ledger authority and settlement remain unchanged. Through a reservation-based model, resilience is achieved without creating parallel forms of money or unmanaged credit risk. Crunchfish&rsquo;s architecture is patented and enables interoperability across multiple payment systems and markets. The solution strengthens system stability while also supporting economic incentives by ensuring that liquidity backing offline payments remains within the regulated financial system.<\/span><\/p>\n\n\n<a target=\"_blank\" href=\"https:\/\/mb.cision.com\/Main\/14959\/4386092\/4227704.pdf\">Download as PDF<\/a><\/p>","innerContent":["<p><\/p>\n\n<table border=\"1\" cellpadding=\"0\" cellspacing=\"0\">\n\t<tbody>\n\t\t<tr>\n\t\t\t<td>\n\t\t\t<p><span><strong>Group financials<\/strong><\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span><strong>2026-04-01<\/strong><\/span><\/p>\n\n\t\t\t<p><span><strong>2026-06-30<\/strong><\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span><strong>2025-04-01<\/strong><\/span><\/p>\n\n\t\t\t<p><span><strong>2025-06-30<\/strong><\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span><strong>2026-01-01<\/strong><\/span><\/p>\n\n\t\t\t<p><span><strong>2026-06-30<\/strong><\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span><strong>2025-01-01<\/strong><\/span><\/p>\n\n\t\t\t<p><span><strong>2025-06-30<\/strong><\/span><\/p>\n\t\t\t<\/td>\n\t\t<\/tr>\n\t\t<tr>\n\t\t\t<td>\n\t\t\t<p><span><strong>Net sales (SEK)<\/strong><\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>73 577<\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>156 262<\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>397 672<\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>441 436<\/span><\/p>\n\t\t\t<\/td>\n\t\t<\/tr>\n\t\t<tr>\n\t\t\t<td>\n\t\t\t<p><span><strong>Profit or loss before tax (SEK)<\/strong><\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>-5 653 509<\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>-5 070 531<\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>-10 319 981<\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>-10 179 219<\/span><\/p>\n\t\t\t<\/td>\n\t\t<\/tr>\n\t\t<tr>\n\t\t\t<td>\n\t\t\t<p><span><strong>Earnings per share (SEK)<\/strong><\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>-0,07<\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>-0,07<\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>-0,13<\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>-0,16<\/span><\/p>\n\t\t\t<\/td>\n\t\t<\/tr>\n\t\t<tr>\n\t\t\t<td>\n\t\t\t<p><span><strong>Equity-assets-ratio (%)<\/strong><\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>89,5%<\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>85,6%<\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>89,5%<\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>85,6%<\/span><\/p>\n\t\t\t<\/td>\n\t\t<\/tr>\n\t\t<tr>\n\t\t\t<td>\n\t\t\t<p><span><strong>Total cash and bank balances (SEK)<\/strong><\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>13 118 525<\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>13 175 238<\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>13 118 525<\/span><\/p>\n\t\t\t<\/td>\n\t\t\t<td>\n\t\t\t<p><span>13 175 238<\/span><\/p>\n\t\t\t<\/td>\n\t\t<\/tr>\n\t<\/tbody>\n<\/table>\n\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n\n<p><span>The report is available as an attached document to this press release as well as through the<\/span><span>&nbsp;<\/span><a href=\"https:\/\/www.crunchfish.com\/investors\/rapporter-och-dokument\/\"><span><u>company&rsquo;s website<\/u><\/span><\/a><span>.<\/span><\/p>\n\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n\n<p><span><em>&ldquo;For several years, Crunchfish has been proving something that was not obvious when we started: digital payments can continue when connectivity or central payment infrastructure is unavailable, without compromising institutional control over money, risk and settlement. We have now reached a different stage. The important question is not whether Governed Offline Payments work. We have demonstrated the technology in regulatory sandboxes, with commercial banks and in central-bank initiatives. The question is how this capability becomes part of payment infrastructure at scale and how Crunchfish establishes a sustainable commercial position as that happens.&quot;,<\/em><\/span><span><strong> says Joachim Samuelsson, Crunchfish&rsquo;s CEO.<\/strong><\/span><\/p>\n\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n\n<p><span><strong>For more information, please contact: <\/strong><\/span><\/p>\n\n<p><span>Joachim Samuelsson, CEO of Crunchfish AB<\/span><\/p>\n\n<p><span>+46<\/span><span>&nbsp;<\/span><span>708 46 47 88<\/span><\/p>\n\n<p><a href=\"mailto:joachim.samuelsson@crunchfish.com\"><span><u><a href=\"mailto:joachim.samuelsson@crunchfish.com\">joachim.samuelsson@crunchfish.com<\/a><\/u><\/span><\/a><span>&nbsp;<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span><em>This information is Crunchfish AB obliged to publish in accordance with the EU Market Abuse Regulation. The information was provided by the contact person above for publication<\/em><\/span><span><em>&nbsp;<\/em><\/span><span><em>on 21<\/em><\/span><span><em>st<\/em><\/span><span><em> <\/em><\/span><span><em>&nbsp;<\/em><\/span><span><em>August, 2026 at 08:00 CET.<\/em><\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span>V&auml;stra Hamnen Corporate Finance AB is the Certified Adviser. Email: <a href=\"mailto:ca@vhcorp.se\">ca@vhcorp.se<\/a>. Telephone +46 40 200<\/span><span>&nbsp;<\/span><span>250.<\/span><\/p>\n\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n\n<p><span><strong>About Crunchfish &ndash;<\/strong><\/span><span><strong>&nbsp;<\/strong><\/span><a href=\"https:\/\/www.crunchfish.com\/\"><strong><u><strong>crunchfish.com<\/strong><\/u><\/strong><\/a><\/p>\n\n<p><span>Crunchfish is a deep fintech company developing governed offline payments technology for payment systems, banks, and payment applications. The company enables offline payments as a Layer-2 solution on top of existing payment systems, allowing transactions to be executed without connectivity while ledger authority and settlement remain unchanged. Through a reservation-based model, resilience is achieved without creating parallel forms of money or unmanaged credit risk. Crunchfish&rsquo;s architecture is patented and enables interoperability across multiple payment systems and markets. The solution strengthens system stability while also supporting economic incentives by ensuring that liquidity backing offline payments remains within the regulated financial system.<\/span><\/p>\n\n\n<a target=\"_blank\" href=\"https:\/\/mb.cision.com\/Main\/14959\/4386092\/4227704.pdf\">Download as PDF<\/a><\/p>"]}],"_links":{"self":[{"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/posts\/23518","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/comments?post=23518"}],"version-history":[{"count":0,"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/posts\/23518\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/media\/23519"}],"wp:attachment":[{"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/media?parent=23518"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/categories?post=23518"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/tags?post=23518"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}},{"id":23507,"date":"2026-08-17T08:30:00","date_gmt":"2026-08-17T06:30:00","guid":{"rendered":"https:\/\/www.crunchfish.com\/invitation-to-webinar-about-crunchfishs-half-year-report-2026\/"},"modified":"2026-08-17T08:30:00","modified_gmt":"2026-08-17T06:30:00","slug":"invitation-to-webinar-about-crunchfishs-half-year-report-2026","status":"publish","type":"post","link":"https:\/\/www.crunchfish.com\/invitation-to-webinar-about-crunchfishs-half-year-report-2026\/","title":{"rendered":"Invitation to webinar about Crunchfish\u2019s half-year report 2026"},"content":{"rendered":"<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" alt=\"\" height=\"309\" src=\"https:\/\/mb.cision.com\/Public\/14959\/4383359\/ae857b8925b737d7_800x800ar.png\" width=\"427\"><\/p>\n<p><span>&nbsp;<\/span><\/p>\n<p><span><strong>Webinar (<\/strong><\/span><span>In English<\/span><span><strong>)<\/strong><\/span><\/p>\n<p><span><strong>Date and time:<\/strong><\/span><span><strong>&nbsp;<\/strong><\/span><span>Friday August 21<\/span><span>st<\/span><span> at 09.00 CET \/ 12.30 IST<\/span><\/p>\n<p><a href=\"https:\/\/us06web.zoom.us\/webinar\/register\/WN_Vql_tYEGSSmVOQS_oQkPIQ\"><strong><u><strong>Click to register for the webinar<\/strong><\/u><\/strong><\/a><\/p>\n<p><span>&nbsp;<\/span><\/p>\n<p><span>Crunchfish CEO Joachim Samuelsson will be interviewed by Chief Analyst Martin Dominique from V\u00e4stra Hamnen Corporate Finance. During the webinar, the chat function will be active, and the participants will be able to ask questions regarding the report. In order to participate, registration is done via the above link.<\/span><\/p>\n<p><span>&nbsp;<\/span><\/p>\n<p><span>Recordings of the webinar and luncheon will be available afterward on the<\/span><span>&nbsp;<\/span><a href=\"https:\/\/www.crunchfish.com\/\"><strong><u><strong>Crunchfish\u2019s website<\/strong><\/u><\/strong><\/a><span>.<\/span><\/p>\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n<p><span><strong>For more information, please contact: <\/strong><\/span><\/p>\n<p><span>Joachim Samuelsson, CEO of Crunchfish AB<\/span><\/p>\n<p><span>+46<\/span><span>&nbsp;<\/span><span>708 46 47 88<\/span><\/p>\n<p><a href=\"mailto:joachim.samuelsson@crunchfish.com\"><span><u><a href=\"mailto:joachim.samuelsson@crunchfish.com\">joachim.samuelsson@crunchfish.com<\/a><\/u><\/span><\/a><span>&nbsp;<\/span><\/p>\n<p><span>&nbsp;<\/span><\/p>\n<p><span>This information was provided by the above for publication on August 17<\/span><span>th<\/span><span>, 2026, at 08:30 CEST.<\/span><\/p>\n<p><span>&nbsp;<\/span><\/p>\n<p><span>V\u00e4stra Hamnen Corporate Finance AB is the Certified Adviser. Email: <a href=\"mailto:ca@vhcorp.se\">ca@vhcorp.se<\/a>. Telephone +46 40 200<\/span><span>&nbsp;<\/span><span>250.<\/span><\/p>\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n<p><span><strong>About Crunchfish \u2013<\/strong><\/span><span><strong>&nbsp;<\/strong><\/span><a href=\"https:\/\/www.crunchfish.com\/\"><strong><u><strong>crunchfish.com<\/strong><\/u><\/strong><\/a><\/p>\n<p><span>Crunchfish is a deep fintech company developing governed offline payments technology for payment systems, banks, and payment applications. The company enables offline payments as a Layer-2 solution on top of existing payment systems, allowing transactions to be executed without connectivity while ledger authority and settlement remain unchanged. Through a reservation-based model, resilience is achieved without creating parallel forms of money or unmanaged credit risk. Crunchfish\u2019s architecture is patented and enables interoperability across multiple payment systems and markets. The solution strengthens system stability while also supporting economic incentives by ensuring that liquidity backing offline payments remains within the regulated financial system.<\/span><\/p>\n<p><a target=\"_blank\" href=\"https:\/\/mb.cision.com\/Public\/14959\/4383359\/b93b5cb71f2b0317.pdf\">Download as PDF<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>On Friday, August 21st at 08.00 CET \/ 11.30 IST, Crunchfish publishes the half-year report for 2026. A webinar will be held on August 21st at 09.00 CET \/ 12.30 IST where Crunchfish CEO Joachim Samuelsson will discuss the report.<\/p>\n","protected":false},"author":0,"featured_media":23508,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"aa_post_views_count":413,"footnotes":""},"categories":[80,57],"tags":[97,73,78],"class_list":["post-23507","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-crunchfish","category-digital-cash","tag-en","tag-press-releases","tag-webinars"],"acf":[],"pure_taxonomies":{"categories":[{"term_id":80,"name":"Crunchfish","slug":"crunchfish","term_group":0,"term_taxonomy_id":80,"taxonomy":"category","description":"","parent":0,"count":610,"filter":"raw","term_order":"1","cat_ID":80,"category_count":610,"category_description":"","cat_name":"Crunchfish","category_nicename":"crunchfish","category_parent":0},{"term_id":57,"name":"Digital Cash","slug":"digital-cash","term_group":0,"term_taxonomy_id":57,"taxonomy":"category","description":"","parent":0,"count":540,"filter":"raw","term_order":"2","cat_ID":57,"category_count":540,"category_description":"","cat_name":"Digital Cash","category_nicename":"digital-cash","category_parent":0}],"tags":[{"term_id":97,"name":"en","slug":"en","term_group":0,"term_taxonomy_id":97,"taxonomy":"post_tag","description":"","parent":0,"count":107,"filter":"raw","term_order":"0"},{"term_id":73,"name":"PR","slug":"press-releases","term_group":0,"term_taxonomy_id":73,"taxonomy":"post_tag","description":"","parent":0,"count":498,"filter":"raw","term_order":"1"},{"term_id":78,"name":"Webinars","slug":"webinars","term_group":0,"term_taxonomy_id":78,"taxonomy":"post_tag","description":"","parent":0,"count":82,"filter":"raw","term_order":"5"}],"category":[{"term_id":80,"name":"Crunchfish","slug":"crunchfish","term_group":0,"term_taxonomy_id":80,"taxonomy":"category","description":"","parent":0,"count":610,"filter":"raw","term_order":"1"},{"term_id":57,"name":"Digital Cash","slug":"digital-cash","term_group":0,"term_taxonomy_id":57,"taxonomy":"category","description":"","parent":0,"count":540,"filter":"raw","term_order":"2"}]},"featured_image_url":"https:\/\/www.crunchfish.com\/wp-content\/uploads\/2026\/08\/zo6qfj4a0tx9e8iku2d1.png","blocks":[{"blockName":null,"attrs":[],"innerBlocks":[],"innerHTML":"<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n\n<p><img alt=\"\" height=\"309\" src=\"https:\/\/mb.cision.com\/Public\/14959\/4383359\/ae857b8925b737d7_800x800ar.png\" width=\"427\"><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span><strong>Webinar (<\/strong><\/span><span>In English<\/span><span><strong>)<\/strong><\/span><\/p>\n\n<p><span><strong>Date and time:<\/strong><\/span><span><strong>&nbsp;<\/strong><\/span><span>Friday August 21<\/span><span>st<\/span><span> at 09.00 CET \/ 12.30 IST<\/span><\/p>\n\n<p><a href=\"https:\/\/us06web.zoom.us\/webinar\/register\/WN_Vql_tYEGSSmVOQS_oQkPIQ\"><strong><u><strong>Click to register for the webinar<\/strong><\/u><\/strong><\/a><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span>Crunchfish CEO Joachim Samuelsson will be interviewed by Chief Analyst Martin Dominique from V\u00e4stra Hamnen Corporate Finance. During the webinar, the chat function will be active, and the participants will be able to ask questions regarding the report. In order to participate, registration is done via the above link.<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span>Recordings of the webinar and luncheon will be available afterward on the<\/span><span>&nbsp;<\/span><a href=\"https:\/\/www.crunchfish.com\/\"><strong><u><strong>Crunchfish\u2019s website<\/strong><\/u><\/strong><\/a><span>.<\/span><\/p>\n\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n\n<p><span><strong>For more information, please contact: <\/strong><\/span><\/p>\n\n<p><span>Joachim Samuelsson, CEO of Crunchfish AB<\/span><\/p>\n\n<p><span>+46<\/span><span>&nbsp;<\/span><span>708 46 47 88<\/span><\/p>\n\n<p><a href=\"mailto:joachim.samuelsson@crunchfish.com\"><span><u><a href=\"mailto:joachim.samuelsson@crunchfish.com\">joachim.samuelsson@crunchfish.com<\/a><\/u><\/span><\/a><span>&nbsp;<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span>This information was provided by the above for publication on August 17<\/span><span>th<\/span><span>, 2026, at 08:30 CEST.<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span>V\u00e4stra Hamnen Corporate Finance AB is the Certified Adviser. Email: <a href=\"mailto:ca@vhcorp.se\">ca@vhcorp.se<\/a>. Telephone +46 40 200<\/span><span>&nbsp;<\/span><span>250.<\/span><\/p>\n\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n\n<p><span><strong>About Crunchfish \u2013<\/strong><\/span><span><strong>&nbsp;<\/strong><\/span><a href=\"https:\/\/www.crunchfish.com\/\"><strong><u><strong>crunchfish.com<\/strong><\/u><\/strong><\/a><\/p>\n\n<p><span>Crunchfish is a deep fintech company developing governed offline payments technology for payment systems, banks, and payment applications. The company enables offline payments as a Layer-2 solution on top of existing payment systems, allowing transactions to be executed without connectivity while ledger authority and settlement remain unchanged. Through a reservation-based model, resilience is achieved without creating parallel forms of money or unmanaged credit risk. Crunchfish\u2019s architecture is patented and enables interoperability across multiple payment systems and markets. The solution strengthens system stability while also supporting economic incentives by ensuring that liquidity backing offline payments remains within the regulated financial system.<\/span><\/p>\n\n<a target=\"_blank\" href=\"https:\/\/mb.cision.com\/Public\/14959\/4383359\/b93b5cb71f2b0317.pdf\">Download as PDF<\/a><\/p>","innerContent":["<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n\n<p><img alt=\"\" height=\"309\" src=\"https:\/\/mb.cision.com\/Public\/14959\/4383359\/ae857b8925b737d7_800x800ar.png\" width=\"427\"><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span><strong>Webinar (<\/strong><\/span><span>In English<\/span><span><strong>)<\/strong><\/span><\/p>\n\n<p><span><strong>Date and time:<\/strong><\/span><span><strong>&nbsp;<\/strong><\/span><span>Friday August 21<\/span><span>st<\/span><span> at 09.00 CET \/ 12.30 IST<\/span><\/p>\n\n<p><a href=\"https:\/\/us06web.zoom.us\/webinar\/register\/WN_Vql_tYEGSSmVOQS_oQkPIQ\"><strong><u><strong>Click to register for the webinar<\/strong><\/u><\/strong><\/a><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span>Crunchfish CEO Joachim Samuelsson will be interviewed by Chief Analyst Martin Dominique from V\u00e4stra Hamnen Corporate Finance. During the webinar, the chat function will be active, and the participants will be able to ask questions regarding the report. In order to participate, registration is done via the above link.<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span>Recordings of the webinar and luncheon will be available afterward on the<\/span><span>&nbsp;<\/span><a href=\"https:\/\/www.crunchfish.com\/\"><strong><u><strong>Crunchfish\u2019s website<\/strong><\/u><\/strong><\/a><span>.<\/span><\/p>\n\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n\n<p><span><strong>For more information, please contact: <\/strong><\/span><\/p>\n\n<p><span>Joachim Samuelsson, CEO of Crunchfish AB<\/span><\/p>\n\n<p><span>+46<\/span><span>&nbsp;<\/span><span>708 46 47 88<\/span><\/p>\n\n<p><a href=\"mailto:joachim.samuelsson@crunchfish.com\"><span><u><a href=\"mailto:joachim.samuelsson@crunchfish.com\">joachim.samuelsson@crunchfish.com<\/a><\/u><\/span><\/a><span>&nbsp;<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span>This information was provided by the above for publication on August 17<\/span><span>th<\/span><span>, 2026, at 08:30 CEST.<\/span><\/p>\n\n<p><span>&nbsp;<\/span><\/p>\n\n<p><span>V\u00e4stra Hamnen Corporate Finance AB is the Certified Adviser. Email: <a href=\"mailto:ca@vhcorp.se\">ca@vhcorp.se<\/a>. Telephone +46 40 200<\/span><span>&nbsp;<\/span><span>250.<\/span><\/p>\n\n<p><span><strong>&nbsp;<\/strong><\/span><\/p>\n\n<p><span><strong>About Crunchfish \u2013<\/strong><\/span><span><strong>&nbsp;<\/strong><\/span><a href=\"https:\/\/www.crunchfish.com\/\"><strong><u><strong>crunchfish.com<\/strong><\/u><\/strong><\/a><\/p>\n\n<p><span>Crunchfish is a deep fintech company developing governed offline payments technology for payment systems, banks, and payment applications. The company enables offline payments as a Layer-2 solution on top of existing payment systems, allowing transactions to be executed without connectivity while ledger authority and settlement remain unchanged. Through a reservation-based model, resilience is achieved without creating parallel forms of money or unmanaged credit risk. Crunchfish\u2019s architecture is patented and enables interoperability across multiple payment systems and markets. The solution strengthens system stability while also supporting economic incentives by ensuring that liquidity backing offline payments remains within the regulated financial system.<\/span><\/p>\n\n<a target=\"_blank\" href=\"https:\/\/mb.cision.com\/Public\/14959\/4383359\/b93b5cb71f2b0317.pdf\">Download as PDF<\/a><\/p>"]}],"_links":{"self":[{"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/posts\/23507","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/comments?post=23507"}],"version-history":[{"count":0,"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/posts\/23507\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/media\/23508"}],"wp:attachment":[{"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/media?parent=23507"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/categories?post=23507"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.crunchfish.com\/wp-json\/wp\/v2\/tags?post=23507"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}]