CASH GOES

DIGITAL

Cash is king of digital payments. It always works, it’s easy to handle and it safeguards personal privacy. Crunchfish preserves these features when cash goes digital. The transformation will be profound as digital cash will be present in all mobile wallets in the future.

“Customers should be able pay privately and settle offline, just like using cash, and then settle online on their preferred payment scheme as a separate step. Cash goes digital.”

Joachim Samuelsson
CEO

Digital Cash

Digital Cash are always transferred immediately since it is independent of anything that can go wrong online. Our vision is that we will continue to pay with cash, but in digital form.

Payment schemes

Real-time payments

Digital Cash may be integrated in any type of real-time payment system, including closed loop wallet, three-party schemes as Swedish mobile payment service Swish is using or a four-party model used by UPI in India.

EMV card rail

Digital Cash may be used for push or pull transactions on the EMV card rail using either HCE or OEM pay.

PCI certification would either be done by the bank/payment service or provided with the card rail component.

CBDC – Central Bank Digital Currency

Digital Cash provides privacy and the ability to settle offline in any Central Bank Digital Currency scheme.

Digital Cash Partners

By cooperating with partners within complementing fields of technology, Crunchfish opens up marketing channels, new geographical markets and strategic customer segments. We have defined an ecosystem for Digital Cash with the purpose to quickly scale up sales and get a global spread of the company’s solutions.

Digital Cash Partners in place:

#1 – V-Key
developing V-OS, the world’s first virtual Secure Element for Payment Apps.

#2 – neoEYED
working within the field of security through Behavioral Biometrics in Payment Apps.

#3 – eCurrency
providing CBDC digital currency security systems for Central Banks.

#4 – DigitSecure
delivering a PCI-certified, international card networks compliant, SoftPOS for Merchant Terminals.

#5 – Taisys Technologies
delivering Thin SIM technology enabling Digital Cash on feature phone’s Payment Apps.

#6 – VISA
a world leading Payment Network.

Patents

Protected areas
Mobiles
Cards
Security

Priority from 2020.

7

UNIQUE INNOVATIONS

0

GRANTED INNOVATIONS

Contact

Global

Commercial

Patrik Lindeberg
CEO, Crunchfish Proximity AB

Technical

Joachim Samuelsson
CEO, Crunchfish AB (publ)

India

Vijay Raghunathan
Crunchfish India Head

Gagan Kochar
Senior Business Developer