Crunchfish

Crunchfish launches updated website

Crunchfish AB today announces the launch of its updated website. The new website presents a more structured narrative around Crunchfish’s offline payments offering and provides improved access to technical, solution, and positioning information.

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The updated site reflects Crunchfish’s positioning as a provider of governed offline payment infrastructure, implemented as a Layer-2 solution and add-on to existing payment networks. The narrative explains how offline payments can be introduced without changing underlying payment systems or settlement rails, while maintaining governance, risk control, and interoperability.

 

Clearer narrative and architectural perspective

The new website places stronger emphasis on offline payments as a resilience requirement for digital payment systems, rather than as a feature or fallback mode. It explains how Crunchfish separates offline execution from online verification and settlement, enabling continued payments during connectivity disruptions while ensuring that all transactions are verified and settled within existing regulated systems. A dedicated comparison also clarifies how Crunchfish’s offline architecture differs from other offline payment models, particularly in terms of risk, scalability, and interoperability.

 

Structured access to deeper information

The website has been reorganised to guide visitors from high-level understanding to detailed documentation:

  • Main pages explain what Crunchfish solves, how the offline solution works, who it is designed for, and how it supports payment ecosystems.
  • Resources provide access to more in-depth material, including:
    • Technology & IP, describing the system architecture and foundational intellectual property
    • Whitepapers, offering deeper technical analysis on specific topics
    • Webinars and demos, illustrating real-world use and deployment scenarios

 

This structure is intended to support different audiences, from decision-makers seeking a system overview to technical and regulatory stakeholders requiring more detailed insight. As part of the update, investor information is now located under the “Company” section of the website. This reflects Crunchfish’s view that its strategy, governance, and long-term value creation are integral to how the company presents itself.

 

A platform for continued engagement

The updated website is intended to serve as a long-term reference point for Crunchfish’s technology and strategy, supporting ongoing dialogue with regulators, payment systems operators, service providers, technology partners, and investors.

 

Commenting on the website launch, Joachim Samuelsson, CEO of Crunchfish, said:

Over time, our technology and our role in payment ecosystems have become clearer, and the new website reflects that maturity. Offline payments are not about bypassing existing systems, but to make them more resilient. This update allows us to explain our innovative Layer-2 approach, risk model, and competitive positioning in a way that is easier to understand for the payment ecosystem and investors.”

 

The updated website is available at https://www.crunchfish.com.

 

For more information, please contact:

Joachim Samuelsson, CEO of Crunchfish AB

+46 708 46 47 88

joachim.samuelsson@crunchfish.com 

 

This information was provided by the above for publication on 14th January 2026 at 08:00 CET.

 

Västra Hamnen Corporate Finance AB is the Certified Adviser. Email: ca@vhcorp.se. Telephone +46 40 200 250.

 

About Crunchfish – crunchfish.com

Crunchfish is a deep fintech company providing a Digital Cash solution enabling offline payments. The solution is designed for banks, payment services, and Central Bank Digital Currency (CBDC). Crunchfish Digital Cash augments payment systems by offering resilience in case of lost internet connections or server failures. The company, with headquarters in Malmö, Sweden and a subsidiary in India, is listed on Nasdaq First North Growth Market since 2016.

 

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Crunchfish Releases New Whitepaper Comparing Immediate vs. Deferred Offline Payment Modes

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As the world moves toward digital money, offline capability has become essential for resilience, inclusion, and payment continuity. But how offline payment is implemented makes all the difference. This whitepaper analyses the two dominant offline payment modes.

 

The whitepaper highlights why Deferred Offline Mode, where digitally signed payment instructions (IOUs) are exchanged and settled upon reconnection, delivers superior security, scalability, and interoperability compared to hardware-dependent Immediate Offline Mode. Deferred Offline Mode offers a much better path for CBDC and commercial payments networks to offline payments.

 

As societies digitalize rapidly, offline payment capability is no longer optional, it is fundamental to national resilience. This whitepaper shows that Deferred Offline Mode offers a secure, scalable path for central banks and commercial payment networks to deliver cash-like reliability without the systemic risks of transferring hardware-bound value tokens in offline mode. Crunchfish’s Digital Cash solution provides exactly this capability as a ready-to-implement Layer-2 solution for central banks and commercial payment networks” says Joachim Samuelsson, CEO, Crunchfish.

 

Download the whitepaper:

https://www.crunchfish.com/wp-content/uploads/2025/12/Whitepaper-Immediate-vs-Deferred-Offline-Modes.pdf

 

For more information, please contact:

Joachim Samuelsson, CEO of Crunchfish AB

+46 708 46 47 88

joachim.samuelsson@crunchfish.com 

 

This information was provided by the above for publication on 4th December 2025 at 08:30 CET.

 

Västra Hamnen Corporate Finance AB is the Certified Adviser. Email: ca@vhcorp.se. Telephone +46 40 200 250.

 

About Crunchfish – crunchfish.com

Crunchfish is a deep fintech company providing a Digital Cash solution enabling offline payments. The solution is designed for banks, payment services, and Central Bank Digital Currency (CBDC). Crunchfish Digital Cash augments payment systems by offering resilience in case of lost internet connections or server failures. The company, with headquarters in Malmö, Sweden and a subsidiary in India, is listed on Nasdaq First North Growth Market since 2016.

 

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Crunchfish interim report Q3 2025 webinar

Crunchfish interim report Q3 2025 webinar is now available, where Crunchfish CEO Joachim Samuelsson is interviewed by chief analyst Martin Dominique from Västra Hamnen Corporate Finance.

 

The webinar about Crunchfish interim report for Q3 2025 is now available via the following link:

Interim report Q3 2025 webinar

 

Crunchfish interim report for Q3 2025 is available via the following link:

Interim report Q3 2025 report

 

For more information, please contact:

Joachim Samuelsson, CEO of Crunchfish AB

+46 708 46 47 88

joachim.samuelsson@crunchfish.com 

 

This information was provided by the above for publication on 17th November 2025 at 08:30 CET.

 

Västra Hamnen Corporate Finance AB is the Certified Adviser. Email: ca@vhcorp.se. Telephone +46 40 200 250.

 

About Crunchfish – crunchfish.com

Crunchfish is a deep fintech company providing a Digital Cash solution enabling offline payments. The solution is designed for banks, payment services, and Central Bank Digital Currency (CBDC). Crunchfish Digital Cash augments payment systems by offering resilience in case of lost internet connections or server failures. The company, with headquarters in Malmö, Sweden and a subsidiary in India, is listed on Nasdaq First North Growth Market since 2016.

 

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Crunchfish publishes interim Q3 report 2025

Today, Crunchfish AB (“Crunchfish”) publishes the company’s interim Q3 report for the third quarter and the first nine months of 2025. This report marks significant advancements that position Crunchfish for both domestic and global success. Below is a brief summary of the report.

Group financials

2025-07-01

2025-09-30

2024-07-01

2024-09-30

2025-01-01

2025-09-30

2024-01-01

2024-09-30

Net sales (SEK)

154 500

273 773

595 936

2 371 004

Profit or loss before tax (SEK)

-5 259 626

-6 996 852

-15 438 845

-21 186 451

Earnings per share (SEK)

-0,07

-0,18

-0,23

-0,53

Equity-assets-ratio (%)

87,8%

69,6%

87,8%

69,6%

Total cash and bank balances (SEK)

17 427 459

9 062 536

17 427 459

9 062 536

 

 

The report is available as an attached document to this press release as well as through the company’s website.

 

 

“Q3 has been a pivotal quarter for Crunchfish, marked by significant advancements that position us for both domestic and global success. The integration project of our Digital Cash technology by the National Payments Corporation of India (NPCI) into India’s payment infrastructure stands as a remarkable achievement. This strategic milestone not only opens substantial revenue opportunities in India but also sets the stage for our expansion into international markets. Additionally, securing financing during this quarter ensures we are well-capitalized to carry forward our initiatives during at least 2026.", says Joachim Samuelsson, Crunchfish’s CEO.

 

 

For more information, please contact:

Joachim Samuelsson, CEO of Crunchfish AB

+46 708 46 47 88

joachim.samuelsson@crunchfish.com 

 

 

This information is Crunchfish AB obliged to publish in accordance with the EU Market Abuse Regulation. The information was provided by the contact person above for publication on 13th November 2025 at 08:30 CET.

 

Västra Hamnen Corporate Finance AB is the Certified Adviser. Email: ca@vhcorp.se. Telephone +46 40 200 250.

 

About Crunchfish – crunchfish.com

Crunchfish is a deep fintech company pioneering a Digital Cash solution that enhance resilience, scalability and interoperability in payment ecosystems. The patented offline payment architecture supports both payment network providers and payment service providers in both commercial payment ecosystems as well as evolving CBDC initiatives. Headquartered in Malmö, Sweden, Crunchfish drives innovation to shape the future of payments.
 

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Crunchfish at Singapore FinTech Festival 2025

Crunchfish will be joining the Singapore FinTech Festival 2025 in Singapore from 12th to 14th November. Crunchfish will exhibit Digital Cash at V-Key’s booth.

 

The Singapore FinTech Festival (SFF) is a global nexus where policy, finance, and technology communities converge. Designed to foster impactful connections and collaborations, SFF is a platform to explore the intersections of cutting-edge financial solutions, evolving regulatory landscapes, and the latest technological innovations.

 

Crunchfish will be joining this three-day event from 12th to 14th November, exhibiting Digital Cash at V-Key’s booth (4E25). Together, Crunchfish and V-Key will demonstrate how offline payments can enhance payment resilience. This joint showcase highlights Crunchfish’s growing presence in Asia and its close collaboration with key technology partners to accelerate the adoption of next-generation digital payment infrastructure.

 

For more information, please contact:

Joachim Samuelsson, CEO of Crunchfish AB

+46 708 46 47 88

joachim.samuelsson@crunchfish.com 

 

This information was provided by the above for publication on 12th November 2025 at 08:00 CET.

 

Västra Hamnen Corporate Finance AB is the Certified Adviser. Email: ca@vhcorp.se. Telephone +46 40 200 250.

 

About Crunchfish – crunchfish.com

Crunchfish is a deep fintech company providing a Digital Cash solution enabling offline payments. The solution is designed for banks, payment services, and Central Bank Digital Currency (CBDC). Crunchfish Digital Cash augments payment systems by offering resilience in case of lost internet connections or server failures. The company, with headquarters in Malmö, Sweden and a subsidiary in India, is listed on Nasdaq First North Growth Market since 2016.

 

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Invitation to Webinar about Crunchfish’s Interim Report Q3 2025

On Thursday, November 13th at 08.30 CET / 13.00 IST, Crunchfish publishes the interim report Q3 for 2025. A webinar will be held on November 13th at 09.00 CET / 13.30 IST where Crunchfish CEO Joachim Samuelsson will discuss the report.

 

Webinar (In English)

Date and time: Thursday November 13th at 09.00 CET / 13.30 IST

Click to register for the webinar

 

Crunchfish CEO Joachim Samuelsson will be interviewed by Chief Analyst Martin Dominique from Västra Hamnen Corporate Finance. During the webinar, the chat function will be active, and the participants will be able to ask questions regarding the report. In order to participate, registration is done via the above link.

 

Recordings of the webinar and luncheon will be available afterward on the Crunchfish’s website.

 

 

For more information, please contact:

Joachim Samuelsson, CEO of Crunchfish AB

+46 708 46 47 88

joachim.samuelsson@crunchfish.com 

 

This information was provided by the above for publication on November 10th 2025 at 08:30 CET.

 

Västra Hamnen Corporate Finance AB is the Certified Adviser. Email: ca@vhcorp.se. Telephone +46 40 200 250.

 

About Crunchfish – crunchfish.com

Crunchfish is a deep fintech company providing a Digital Cash solution enabling offline payments. The solution is designed for banks, payment services, and Central Bank Digital Currency (CBDC). Crunchfish Digital Cash augments payment systems by offering resilience in case of lost internet connections or server failures. The company, with headquarters in Malmö, Sweden and a subsidiary in India, is listed on Nasdaq First North Growth Market since 2016.

 

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